Michigan
Community Reinvestment Act ratings · Search Michigan banks
347 banks tracked
Current Rating Distribution
Outstanding
63
18.2%
Satisfactory
279
80.4%
Needs to Improve
5
1.4%
Substantial Noncompliance
0
0.0%
THE DART BANK
MASON · FDIC · Sep 2023
SatisfactoryFMB-LUMBERMAN'S BANK
MUSKEGON · FDIC · Apr 1997
OutstandingCITY BANK
ST. JOHNS · FDIC · May 1995
OutstandingFNB FINANCIAL
THREE RIVERS · FDIC · Aug 2008
SatisfactoryRANGE BANK
MARQUETTE · FDIC · Dec 2025
SatisfactorySJS FEDERAL SAVINGS BANK
SAINT JOSEPH · OTS · Sep 1996
SatisfactoryHOME FEDERAL SAVINGS BANK
DETROIT · OTS · Aug 2003
SatisfactoryMARSHALL SAVINGS BANK, F.S.B.
MARSHALL · OTS · Mar 1999
SatisfactoryCOLONIAL CENTRAL SAVINGS BANK,F.S.B.
MOUNT CLEMENS · OTS · Aug 1993
SatisfactoryKALAMAZOO COUNTY STATE BANK
SCHOOLCRAFT · FDIC · Apr 2025
SatisfactorySSBBANK
STOCKBRIDGE · FDIC · May 2015
SatisfactoryNORTHWESTERN SAVINGS BANK & TRUST,FSB
TRAVERSE CITY · OTS · Jul 1995
OutstandingMACOMB FEDERAL SAVINGS BANK
ST CLAIR SHORES · OTS · Jan 1993
SatisfactoryFIRST FEDERAL OF NORTHERN MICHIGAN
ALPENA · OTS · Jun 2008
OutstandingNEW BUFFALO SAVINGS BANK, A FSB
NEW BUFFALO · OTS · May 2005
OutstandingNORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION
NORWAY · OCC · Apr 2024
SatisfactoryINTERFIRST FEDERAL SAVINGS BANK
YPSILANTI · OTS · Feb 1992
Needs to ImproveMFC FIRST NATIONALL BANK
HOUGHTON · OCC · Mar 1997
SatisfactoryFRANKLIN BANK, NATIONAL ASSOCIATION
SOUTHFIELD · OTS · Sep 1990
SatisfactoryOAKLAND COMMERCE BANK
FARMINGTON HILLS · OTS · Aug 1991
SatisfactorySTERLING BANK AND TRUST, FSB
SOUTHFIELD · OTS · Feb 2009
SatisfactorySTATE SAVINGS BANK
FRANKFORT · FDIC · Aug 2024
SatisfactoryPINNACLE BANK
SAINT JOSEPH · FDIC · Oct 1997
SatisfactoryHONOR BANK
HONOR · FDIC · Nov 2025
SatisfactoryLAKE-OSCEOLA STATE BANK
BALDWIN · FDIC · Jun 2024
SatisfactoryTHE FARWELL STATE SAVINGS BANK
FARWELL · FDIC · Aug 2004
SatisfactoryINDEPENDENT BANK
IONIA · FDIC · Oct 1999
SatisfactoryMICHIGAN BANK, F.S.B.
TROY · OTS · Oct 1994
SatisfactoryNORTHERN MICHIGAN SAVINGS BANK
ESCANABA · OTS · Oct 1990
SatisfactoryFLAGSTAR BANK, FSB
TROY · OTS · Nov 2007
SatisfactorySUPERIOR NATIONAL BANK
HANCOCK · OCC · Sep 2025
SatisfactoryFIRSTBANK - ALMA
ALMA · FDIC · Jun 2012
SatisfactoryOXFORD BANK
OXFORD · FDIC · Sep 2020
SatisfactoryTHE SHELBY STATE BANK
SHELBY · FDIC · May 2025
SatisfactoryOLD KENT BANK OF ST. JOHNS
ST. JOHNS · FDIC · May 1994
SatisfactorySOUTH RANGE STATE BANK
SOUTH RANGE · FDIC · Dec 1995
OutstandingFMB-FIRST MICHIGAN BANK
ZEELAND · FDIC · Apr 1997
OutstandingTHE MINERS STATE BANK
IRON RIVER · FDIC · Dec 2025
SatisfactorySIGNATURE BANK
BAD AXE · FDIC · Oct 2012
SatisfactoryOLD KENT BANK OF BIG RAPIDS
BIG RAPIDS · FDIC · Jan 1993
OutstandingOLD KENT BANK OF HOLLAND
HOLLAND · FDIC · Oct 1994
OutstandingFMB-OCEANA BANK
HART · FDIC · Apr 1997
SatisfactoryGREAT LAKES NATIONAL BANK MICHIGAN
ANN ARBOR · OTS · Dec 1996
SatisfactoryTHE FIRST NATIONAL BANK OF WAKEFIELD
WAKEFIELD · OCC · Oct 2023
SatisfactoryBANK OF STEPHENSON
STEPHENSON · FDIC · Jan 1994
SatisfactoryCHEMICAL BANK SHORELINE
BENTON HARBOR · FDIC · Jun 2003
SatisfactoryFMB-NORTHWESTERN BANK
BOYNE CITY · FDIC · Apr 1995
SatisfactoryCHEMICAL BANK HURON
STANDISH · FDIC · Aug 1994
SatisfactoryTHE WEST MICHIGAN SAVINGS BANK
BANGOR · FDIC · Jun 2010
OutstandingTHE STATE BANK
FENTON · FDIC · Jun 2023
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE DART BANK | MASON | FDIC | Sep 2023 | Satisfactory |
| FMB-LUMBERMAN'S BANK | MUSKEGON | FDIC | Apr 1997 | Outstanding |
| CITY BANK | ST. JOHNS | FDIC | May 1995 | Outstanding |
| FNB FINANCIAL | THREE RIVERS | FDIC | Aug 2008 | Satisfactory |
| RANGE BANK | MARQUETTE | FDIC | Dec 2025 | Satisfactory |
| SJS FEDERAL SAVINGS BANK | SAINT JOSEPH | OTS | Sep 1996 | Satisfactory |
| HOME FEDERAL SAVINGS BANK | DETROIT | OTS | Aug 2003 | Satisfactory |
| MARSHALL SAVINGS BANK, F.S.B. | MARSHALL | OTS | Mar 1999 | Satisfactory |
| COLONIAL CENTRAL SAVINGS BANK,F.S.B. | MOUNT CLEMENS | OTS | Aug 1993 | Satisfactory |
| KALAMAZOO COUNTY STATE BANK | SCHOOLCRAFT | FDIC | Apr 2025 | Satisfactory |
| SSBBANK | STOCKBRIDGE | FDIC | May 2015 | Satisfactory |
| NORTHWESTERN SAVINGS BANK & TRUST,FSB | TRAVERSE CITY | OTS | Jul 1995 | Outstanding |
| MACOMB FEDERAL SAVINGS BANK | ST CLAIR SHORES | OTS | Jan 1993 | Satisfactory |
| FIRST FEDERAL OF NORTHERN MICHIGAN | ALPENA | OTS | Jun 2008 | Outstanding |
| NEW BUFFALO SAVINGS BANK, A FSB | NEW BUFFALO | OTS | May 2005 | Outstanding |
| NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION | NORWAY | OCC | Apr 2024 | Satisfactory |
| INTERFIRST FEDERAL SAVINGS BANK | YPSILANTI | OTS | Feb 1992 | Needs to Improve |
| MFC FIRST NATIONALL BANK | HOUGHTON | OCC | Mar 1997 | Satisfactory |
| FRANKLIN BANK, NATIONAL ASSOCIATION | SOUTHFIELD | OTS | Sep 1990 | Satisfactory |
| OAKLAND COMMERCE BANK | FARMINGTON HILLS | OTS | Aug 1991 | Satisfactory |
| STERLING BANK AND TRUST, FSB | SOUTHFIELD | OTS | Feb 2009 | Satisfactory |
| STATE SAVINGS BANK | FRANKFORT | FDIC | Aug 2024 | Satisfactory |
| PINNACLE BANK | SAINT JOSEPH | FDIC | Oct 1997 | Satisfactory |
| HONOR BANK | HONOR | FDIC | Nov 2025 | Satisfactory |
| LAKE-OSCEOLA STATE BANK | BALDWIN | FDIC | Jun 2024 | Satisfactory |
| THE FARWELL STATE SAVINGS BANK | FARWELL | FDIC | Aug 2004 | Satisfactory |
| INDEPENDENT BANK | IONIA | FDIC | Oct 1999 | Satisfactory |
| MICHIGAN BANK, F.S.B. | TROY | OTS | Oct 1994 | Satisfactory |
| NORTHERN MICHIGAN SAVINGS BANK | ESCANABA | OTS | Oct 1990 | Satisfactory |
| FLAGSTAR BANK, FSB | TROY | OTS | Nov 2007 | Satisfactory |
| SUPERIOR NATIONAL BANK | HANCOCK | OCC | Sep 2025 | Satisfactory |
| FIRSTBANK - ALMA | ALMA | FDIC | Jun 2012 | Satisfactory |
| OXFORD BANK | OXFORD | FDIC | Sep 2020 | Satisfactory |
| THE SHELBY STATE BANK | SHELBY | FDIC | May 2025 | Satisfactory |
| OLD KENT BANK OF ST. JOHNS | ST. JOHNS | FDIC | May 1994 | Satisfactory |
| SOUTH RANGE STATE BANK | SOUTH RANGE | FDIC | Dec 1995 | Outstanding |
| FMB-FIRST MICHIGAN BANK | ZEELAND | FDIC | Apr 1997 | Outstanding |
| THE MINERS STATE BANK | IRON RIVER | FDIC | Dec 2025 | Satisfactory |
| SIGNATURE BANK | BAD AXE | FDIC | Oct 2012 | Satisfactory |
| OLD KENT BANK OF BIG RAPIDS | BIG RAPIDS | FDIC | Jan 1993 | Outstanding |
| OLD KENT BANK OF HOLLAND | HOLLAND | FDIC | Oct 1994 | Outstanding |
| FMB-OCEANA BANK | HART | FDIC | Apr 1997 | Satisfactory |
| GREAT LAKES NATIONAL BANK MICHIGAN | ANN ARBOR | OTS | Dec 1996 | Satisfactory |
| THE FIRST NATIONAL BANK OF WAKEFIELD | WAKEFIELD | OCC | Oct 2023 | Satisfactory |
| BANK OF STEPHENSON | STEPHENSON | FDIC | Jan 1994 | Satisfactory |
| CHEMICAL BANK SHORELINE | BENTON HARBOR | FDIC | Jun 2003 | Satisfactory |
| FMB-NORTHWESTERN BANK | BOYNE CITY | FDIC | Apr 1995 | Satisfactory |
| CHEMICAL BANK HURON | STANDISH | FDIC | Aug 1994 | Satisfactory |
| THE WEST MICHIGAN SAVINGS BANK | BANGOR | FDIC | Jun 2010 | Outstanding |
| THE STATE BANK | FENTON | FDIC | Jun 2023 | Satisfactory |