Massachusetts
Community Reinvestment Act ratings · Search Massachusetts banks
381 banks tracked
Current Rating Distribution
Outstanding
68
17.8%
Satisfactory
302
79.3%
Needs to Improve
11
2.9%
Substantial Noncompliance
0
0.0%
ROCKLAND TRUST COMPANY
ROCKLAND · FDIC · Apr 2024
OutstandingSAUGUS BANK AND TRUST COMPANY
SAUGUS · FDIC · Apr 1993
SatisfactoryCAPE COD BANK AND TRUST COMPANY
HYANNIS · FDIC · Sep 1998
SatisfactoryBAYBANK VALLEY TRUST COMPANY
SPRINGFIELD · FDIC · Nov 1990
SatisfactoryFAMILY BANK, FSB
HAVERHILL · OTS · Jul 1997
OutstandingMILLBURY NATIONAL BANK
MILLBURY · OCC · Jul 2023
SatisfactorySHAWMUT BANK, NATIONAL ASSOCIATION
BOSTON · OCC · Dec 1993
SatisfactoryCENTURY NORTH SHORE BANK AND TRUST COMPANY
LYNN · FDIC · Feb 1992
SatisfactoryBAYBANK BOSTON, N.A.
BOSTON · OCC · Mar 1993
SatisfactoryDEPOSITORS TRUST COMPANY
LEXINGTON · FDIC · May 1993
SatisfactoryCOMMERCE BANK & TRUST COMPANY
WORCESTER · FDIC · Feb 2015
SatisfactoryWORCESTER COUNTY INSTITUTION FOR SAVINGS
WORCESTER · FDIC · Aug 1993
SatisfactoryBROOKLINE BANK
BROOKLINE · OTS · Nov 2008
SatisfactoryBROOKLINE SAVINGS BANK
BROOKLINE · FDIC · Jun 1999
SatisfactoryCAMBRIDGE SAVINGS BANK
CAMBRIDGE · FDIC · Apr 2025
OutstandingUNITED BANK
WEST SPRINGFIELD · OTS · Oct 2009
SatisfactoryWESTFIELD BANK
WESTFIELD · OTS · Apr 2010
SatisfactoryUSTRUST
BOSTON · FDIC · Jul 1998
OutstandingGEORGETOWN SAVINGS BANK
GEORGETOWN · OTS · Jan 2010
SatisfactorySLADE'S FERRY TRUST COMPANY
SOMERSET · FDIC · Nov 2005
SatisfactoryNORTHERN BANK & TRUST COMPANY
WOBURN · FDIC · Feb 2024
SatisfactoryCOMMERCIAL BANK AND TRUST COMPANY
LOWELL · FDIC · Apr 1992
Needs to ImproveUNITED STATES TRUST COMPANY
BOSTON · FDIC · Feb 1992
Needs to ImproveWESTBANK
WEST SPRINGFIELD · FDIC · May 2005
SatisfactoryCITIZENS BANK OF MASSACHUSETTS
BOSTON · FDIC · Feb 2004
OutstandingFLEET BANK OF MASSACHUSETTS, N.A.
BOSTON · OCC · Mar 1995
SatisfactoryMASSACHUSETTS BANK AND TRUST COMPANY
BROCKTON · FDIC · Apr 1990
SatisfactoryLIBERTY BANK AND TRUST COMPANY
BOSTON · FDIC · Jul 1999
SatisfactoryLINCOLN TRUST COMPANY
HINGHAM · FDIC · Aug 1991
Needs to ImproveCENTURY BANK AND TRUST COMPANY
SOMERVILLE · FDIC · May 2021
SatisfactoryINVESTORS BANK & TRUST COMPANY
BOSTON · FDIC · Nov 1997
SatisfactoryMETROPOLITAN BANK AND TRUST COMPANY
MELROSE · FDIC · May 1993
SatisfactoryMILLBURY SAVINGS BANK
MILLBURY · FDIC · May 2019
SatisfactoryHERITAGE BANK FOR SAVINGS
HOLYOKE · FDIC · May 1990
SatisfactoryABINGTON SAVINGS BANK
ABINGTON · FDIC · Mar 2003
SatisfactoryNEWORLD BANK
BOSTON · FDIC · Aug 1992
SatisfactoryTHE HIBERNIA SAVINGS BANK
QUINCY · FDIC · Dec 1996
SatisfactoryNANTUCKET BANK
NANTUCKET · FDIC · May 2002
SatisfactoryMASSBANK
READING · FDIC · Oct 2008
SatisfactoryBOSTON SAFE DEPOSIT AND TRUST COMPANY
BOSTON · FDIC · May 1996
SatisfactoryTHE BANK OF MASSACHUSETTS, INC. D/B/A/ CENTURY BANK/SUFFOLK
CHELSEA · FDIC · Jan 1992
SatisfactoryLUZO COMMUNITY BANK
NEW BEDFORD · FDIC · Nov 2002
SatisfactoryBAYBANK, N.A.
BOSTON · OCC · Mar 1996
OutstandingFIRST MASSACHUSETTS BANK, N.A.
WORCESTER · OCC · Apr 2001
SatisfactoryFIRST COLONIAL BANK FOR SAVINGS
LYNN · FDIC · Jan 1992
SatisfactoryANDOVER BANK
ANDOVER · FDIC · Mar 2000
OutstandingFAIRHAVEN SAVINGS BANK
FAIRHAVEN · FDIC · Dec 1990
SatisfactoryBANKFIVE
FALL RIVER · FDIC · Oct 2012
OutstandingTHE CAPE COD FIVE CENTS SAVINGS BANK
HYANNIS · FDIC · Jun 2024
OutstandingRIVERBANK
NORTH ANDOVER · FDIC · Jun 2008
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| ROCKLAND TRUST COMPANY | ROCKLAND | FDIC | Apr 2024 | Outstanding |
| SAUGUS BANK AND TRUST COMPANY | SAUGUS | FDIC | Apr 1993 | Satisfactory |
| CAPE COD BANK AND TRUST COMPANY | HYANNIS | FDIC | Sep 1998 | Satisfactory |
| BAYBANK VALLEY TRUST COMPANY | SPRINGFIELD | FDIC | Nov 1990 | Satisfactory |
| FAMILY BANK, FSB | HAVERHILL | OTS | Jul 1997 | Outstanding |
| MILLBURY NATIONAL BANK | MILLBURY | OCC | Jul 2023 | Satisfactory |
| SHAWMUT BANK, NATIONAL ASSOCIATION | BOSTON | OCC | Dec 1993 | Satisfactory |
| CENTURY NORTH SHORE BANK AND TRUST COMPANY | LYNN | FDIC | Feb 1992 | Satisfactory |
| BAYBANK BOSTON, N.A. | BOSTON | OCC | Mar 1993 | Satisfactory |
| DEPOSITORS TRUST COMPANY | LEXINGTON | FDIC | May 1993 | Satisfactory |
| COMMERCE BANK & TRUST COMPANY | WORCESTER | FDIC | Feb 2015 | Satisfactory |
| WORCESTER COUNTY INSTITUTION FOR SAVINGS | WORCESTER | FDIC | Aug 1993 | Satisfactory |
| BROOKLINE BANK | BROOKLINE | OTS | Nov 2008 | Satisfactory |
| BROOKLINE SAVINGS BANK | BROOKLINE | FDIC | Jun 1999 | Satisfactory |
| CAMBRIDGE SAVINGS BANK | CAMBRIDGE | FDIC | Apr 2025 | Outstanding |
| UNITED BANK | WEST SPRINGFIELD | OTS | Oct 2009 | Satisfactory |
| WESTFIELD BANK | WESTFIELD | OTS | Apr 2010 | Satisfactory |
| USTRUST | BOSTON | FDIC | Jul 1998 | Outstanding |
| GEORGETOWN SAVINGS BANK | GEORGETOWN | OTS | Jan 2010 | Satisfactory |
| SLADE'S FERRY TRUST COMPANY | SOMERSET | FDIC | Nov 2005 | Satisfactory |
| NORTHERN BANK & TRUST COMPANY | WOBURN | FDIC | Feb 2024 | Satisfactory |
| COMMERCIAL BANK AND TRUST COMPANY | LOWELL | FDIC | Apr 1992 | Needs to Improve |
| UNITED STATES TRUST COMPANY | BOSTON | FDIC | Feb 1992 | Needs to Improve |
| WESTBANK | WEST SPRINGFIELD | FDIC | May 2005 | Satisfactory |
| CITIZENS BANK OF MASSACHUSETTS | BOSTON | FDIC | Feb 2004 | Outstanding |
| FLEET BANK OF MASSACHUSETTS, N.A. | BOSTON | OCC | Mar 1995 | Satisfactory |
| MASSACHUSETTS BANK AND TRUST COMPANY | BROCKTON | FDIC | Apr 1990 | Satisfactory |
| LIBERTY BANK AND TRUST COMPANY | BOSTON | FDIC | Jul 1999 | Satisfactory |
| LINCOLN TRUST COMPANY | HINGHAM | FDIC | Aug 1991 | Needs to Improve |
| CENTURY BANK AND TRUST COMPANY | SOMERVILLE | FDIC | May 2021 | Satisfactory |
| INVESTORS BANK & TRUST COMPANY | BOSTON | FDIC | Nov 1997 | Satisfactory |
| METROPOLITAN BANK AND TRUST COMPANY | MELROSE | FDIC | May 1993 | Satisfactory |
| MILLBURY SAVINGS BANK | MILLBURY | FDIC | May 2019 | Satisfactory |
| HERITAGE BANK FOR SAVINGS | HOLYOKE | FDIC | May 1990 | Satisfactory |
| ABINGTON SAVINGS BANK | ABINGTON | FDIC | Mar 2003 | Satisfactory |
| NEWORLD BANK | BOSTON | FDIC | Aug 1992 | Satisfactory |
| THE HIBERNIA SAVINGS BANK | QUINCY | FDIC | Dec 1996 | Satisfactory |
| NANTUCKET BANK | NANTUCKET | FDIC | May 2002 | Satisfactory |
| MASSBANK | READING | FDIC | Oct 2008 | Satisfactory |
| BOSTON SAFE DEPOSIT AND TRUST COMPANY | BOSTON | FDIC | May 1996 | Satisfactory |
| THE BANK OF MASSACHUSETTS, INC. D/B/A/ CENTURY BANK/SUFFOLK | CHELSEA | FDIC | Jan 1992 | Satisfactory |
| LUZO COMMUNITY BANK | NEW BEDFORD | FDIC | Nov 2002 | Satisfactory |
| BAYBANK, N.A. | BOSTON | OCC | Mar 1996 | Outstanding |
| FIRST MASSACHUSETTS BANK, N.A. | WORCESTER | OCC | Apr 2001 | Satisfactory |
| FIRST COLONIAL BANK FOR SAVINGS | LYNN | FDIC | Jan 1992 | Satisfactory |
| ANDOVER BANK | ANDOVER | FDIC | Mar 2000 | Outstanding |
| FAIRHAVEN SAVINGS BANK | FAIRHAVEN | FDIC | Dec 1990 | Satisfactory |
| BANKFIVE | FALL RIVER | FDIC | Oct 2012 | Outstanding |
| THE CAPE COD FIVE CENTS SAVINGS BANK | HYANNIS | FDIC | Jun 2024 | Outstanding |
| RIVERBANK | NORTH ANDOVER | FDIC | Jun 2008 | Outstanding |