Massachusetts
Community Reinvestment Act ratings · Search Massachusetts banks
381 banks tracked
Current Rating Distribution
Outstanding
68
17.8%
Satisfactory
302
79.3%
Needs to Improve
11
2.9%
Substantial Noncompliance
0
0.0%
THE MILFORD NATIONAL BANK & TRUST CO.
MILFORD · OCC · Jul 2016
OutstandingFIRST AND OCEAN NATIONAL BANK
NEWBURYPORT · OCC · Aug 1999
OutstandingTHE FEDERAL SAVINGS BANK
WALTHAM · OTS · Oct 1995
OutstandingWINTER HILL BANK, FSB
SOMERVILLE · OTS · Jun 2010
OutstandingBOSTON FEDERAL SAVINGS BANK
BURLINGTON · OTS · Nov 2004
OutstandingFIRST FEDERAL SAVINGS BANK OF BOSTON
BOSTON · OTS · Feb 2010
OutstandingROLLSTONE BANK & TRUST
FITCHBURG · OTS · Apr 2010
OutstandingCITIZENS BANK OF MASSACHUSETTS
BOSTON · OTS · Dec 1991
OutstandingTHE EDGARTOWN NATIONAL BANK
EDGARTOWN · OCC · May 2014
OutstandingROCKLAND TRUST COMPANY
ROCKLAND · FDIC · Apr 2024
OutstandingFAMILY BANK, FSB
HAVERHILL · OTS · Jul 1997
OutstandingCAMBRIDGE SAVINGS BANK
CAMBRIDGE · FDIC · Apr 2025
OutstandingUSTRUST
BOSTON · FDIC · Jul 1998
OutstandingCITIZENS BANK OF MASSACHUSETTS
BOSTON · FDIC · Feb 2004
OutstandingBAYBANK, N.A.
BOSTON · OCC · Mar 1996
OutstandingANDOVER BANK
ANDOVER · FDIC · Mar 2000
OutstandingBANKFIVE
FALL RIVER · FDIC · Oct 2012
OutstandingTHE CAPE COD FIVE CENTS SAVINGS BANK
HYANNIS · FDIC · Jun 2024
OutstandingRIVERBANK
NORTH ANDOVER · FDIC · Jun 2008
OutstandingQUINCY SAVINGS BANK
QUINCY · FDIC · Sep 1993
OutstandingSPRINGFIELD INSTITUTION FOR SAVINGS
SPRINGFIELD · FDIC · Dec 1997
OutstandingPLYMOUTH SAVINGS BANK
WAREHAM · FDIC · Apr 2005
OutstandingMELLON TRUST OF NEW ENGLAND, N.A.
BOSTON · OCC · Mar 2007
OutstandingSANTANDER BANK, NATIONAL ASSOCIATION
WILMINGTON · OCC · Jan 2024
OutstandingGREENFIELD CO-OPERATIVE BANK
GREENFIELD · FDIC · Oct 2012
OutstandingFIDELITY CO-OPERATIVE BANK
LEOMINSTER · FDIC · May 2025
OutstandingNEWTON SOUTH CO-OPERATIVE BANK
NEWTON · FDIC · Jan 2000
OutstandingHERITAGE CO-OPERATIVE BANK
SALEM · FDIC · Jan 2004
OutstandingTHE CO-OPERATIVE BANK OF CONCORD
CONCORD · FDIC · Dec 1995
OutstandingBANKGLOUCESTER
GLOUCESTER · FDIC · Oct 2023
OutstandingCHELSEA-PROVIDENT CO-OPERATIVE BANK
CHELSEA · FDIC · Mar 2005
OutstandingBANK OF FALL RIVER, A CO-OPERATIVE BANK
FALL RIVER · FDIC · Jul 2004
OutstandingMAYFLOWER CO-OPERATIVE BANK
MIDDLEBORO · FDIC · Jul 2009
OutstandingADAMS CO-OPERATIVE BANK
ADAMS · FDIC · Apr 2011
OutstandingTHE SANDWICH CO-OPERATIVE BANK
SANDWICH · FDIC · Jan 1997
OutstandingTHE MARTHA'S VINEYARD CO-OPERATIVE BANK OF TISBURY
VINEYARD HAVEN · FDIC · May 2004
OutstandingCHARLESTOWN CO-OPERATIVE BANK
CHARLESTOWN · FDIC · Nov 1996
OutstandingGLOUCESTER BANK & TRUST COMPANY
GLOUCESTER · FDIC · Sep 1998
OutstandingTHE BANK OF WESTERN MASSACHUSETTS
SPRINGFIELD · FDIC · Nov 2006
OutstandingWAINWRIGHT BANK & TRUST COMPANY
BOSTON · FDIC · Jan 2009
OutstandingFLAGSHIP BANK AND TRUST COMPANY
WORCESTER · FDIC · Nov 2006
OutstandingEASTERN BANK
BOSTON · FDIC · Sep 2025
OutstandingSTATE STREET B&TC
BOSTON · FRB · Feb 2024
OutstandingBOSTON SAFE DEPOSIT & TC
BOSTON · FRB · Sep 2002
OutstandingHARBORONE BANK
BROCKTON · FDIC · Aug 2021
OutstandingADAMS COMMUNITY BANK
ADAMS · FDIC · Mar 2026
OutstandingTHE BRAINTREE SAVINGS BANK
BRAINTREE · FDIC · May 1995
OutstandingCHICOPEE SAVINGS BANK
CHICOPEE · FDIC · Oct 2013
OutstandingMIDDLESEX SAVINGS BANK
NATICK · FDIC · Nov 2023
OutstandingGREENFIELD SAVINGS BANK
GREENFIELD · FDIC · May 2025
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE MILFORD NATIONAL BANK & TRUST CO. | MILFORD | OCC | Jul 2016 | Outstanding |
| FIRST AND OCEAN NATIONAL BANK | NEWBURYPORT | OCC | Aug 1999 | Outstanding |
| THE FEDERAL SAVINGS BANK | WALTHAM | OTS | Oct 1995 | Outstanding |
| WINTER HILL BANK, FSB | SOMERVILLE | OTS | Jun 2010 | Outstanding |
| BOSTON FEDERAL SAVINGS BANK | BURLINGTON | OTS | Nov 2004 | Outstanding |
| FIRST FEDERAL SAVINGS BANK OF BOSTON | BOSTON | OTS | Feb 2010 | Outstanding |
| ROLLSTONE BANK & TRUST | FITCHBURG | OTS | Apr 2010 | Outstanding |
| CITIZENS BANK OF MASSACHUSETTS | BOSTON | OTS | Dec 1991 | Outstanding |
| THE EDGARTOWN NATIONAL BANK | EDGARTOWN | OCC | May 2014 | Outstanding |
| ROCKLAND TRUST COMPANY | ROCKLAND | FDIC | Apr 2024 | Outstanding |
| FAMILY BANK, FSB | HAVERHILL | OTS | Jul 1997 | Outstanding |
| CAMBRIDGE SAVINGS BANK | CAMBRIDGE | FDIC | Apr 2025 | Outstanding |
| USTRUST | BOSTON | FDIC | Jul 1998 | Outstanding |
| CITIZENS BANK OF MASSACHUSETTS | BOSTON | FDIC | Feb 2004 | Outstanding |
| BAYBANK, N.A. | BOSTON | OCC | Mar 1996 | Outstanding |
| ANDOVER BANK | ANDOVER | FDIC | Mar 2000 | Outstanding |
| BANKFIVE | FALL RIVER | FDIC | Oct 2012 | Outstanding |
| THE CAPE COD FIVE CENTS SAVINGS BANK | HYANNIS | FDIC | Jun 2024 | Outstanding |
| RIVERBANK | NORTH ANDOVER | FDIC | Jun 2008 | Outstanding |
| QUINCY SAVINGS BANK | QUINCY | FDIC | Sep 1993 | Outstanding |
| SPRINGFIELD INSTITUTION FOR SAVINGS | SPRINGFIELD | FDIC | Dec 1997 | Outstanding |
| PLYMOUTH SAVINGS BANK | WAREHAM | FDIC | Apr 2005 | Outstanding |
| MELLON TRUST OF NEW ENGLAND, N.A. | BOSTON | OCC | Mar 2007 | Outstanding |
| SANTANDER BANK, NATIONAL ASSOCIATION | WILMINGTON | OCC | Jan 2024 | Outstanding |
| GREENFIELD CO-OPERATIVE BANK | GREENFIELD | FDIC | Oct 2012 | Outstanding |
| FIDELITY CO-OPERATIVE BANK | LEOMINSTER | FDIC | May 2025 | Outstanding |
| NEWTON SOUTH CO-OPERATIVE BANK | NEWTON | FDIC | Jan 2000 | Outstanding |
| HERITAGE CO-OPERATIVE BANK | SALEM | FDIC | Jan 2004 | Outstanding |
| THE CO-OPERATIVE BANK OF CONCORD | CONCORD | FDIC | Dec 1995 | Outstanding |
| BANKGLOUCESTER | GLOUCESTER | FDIC | Oct 2023 | Outstanding |
| CHELSEA-PROVIDENT CO-OPERATIVE BANK | CHELSEA | FDIC | Mar 2005 | Outstanding |
| BANK OF FALL RIVER, A CO-OPERATIVE BANK | FALL RIVER | FDIC | Jul 2004 | Outstanding |
| MAYFLOWER CO-OPERATIVE BANK | MIDDLEBORO | FDIC | Jul 2009 | Outstanding |
| ADAMS CO-OPERATIVE BANK | ADAMS | FDIC | Apr 2011 | Outstanding |
| THE SANDWICH CO-OPERATIVE BANK | SANDWICH | FDIC | Jan 1997 | Outstanding |
| THE MARTHA'S VINEYARD CO-OPERATIVE BANK OF TISBURY | VINEYARD HAVEN | FDIC | May 2004 | Outstanding |
| CHARLESTOWN CO-OPERATIVE BANK | CHARLESTOWN | FDIC | Nov 1996 | Outstanding |
| GLOUCESTER BANK & TRUST COMPANY | GLOUCESTER | FDIC | Sep 1998 | Outstanding |
| THE BANK OF WESTERN MASSACHUSETTS | SPRINGFIELD | FDIC | Nov 2006 | Outstanding |
| WAINWRIGHT BANK & TRUST COMPANY | BOSTON | FDIC | Jan 2009 | Outstanding |
| FLAGSHIP BANK AND TRUST COMPANY | WORCESTER | FDIC | Nov 2006 | Outstanding |
| EASTERN BANK | BOSTON | FDIC | Sep 2025 | Outstanding |
| STATE STREET B&TC | BOSTON | FRB | Feb 2024 | Outstanding |
| BOSTON SAFE DEPOSIT & TC | BOSTON | FRB | Sep 2002 | Outstanding |
| HARBORONE BANK | BROCKTON | FDIC | Aug 2021 | Outstanding |
| ADAMS COMMUNITY BANK | ADAMS | FDIC | Mar 2026 | Outstanding |
| THE BRAINTREE SAVINGS BANK | BRAINTREE | FDIC | May 1995 | Outstanding |
| CHICOPEE SAVINGS BANK | CHICOPEE | FDIC | Oct 2013 | Outstanding |
| MIDDLESEX SAVINGS BANK | NATICK | FDIC | Nov 2023 | Outstanding |
| GREENFIELD SAVINGS BANK | GREENFIELD | FDIC | May 2025 | Outstanding |