Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
FIRST BANK OF NORTHERN KENTUCKY, INC.
FORT MITCHELL · FDIC · Sep 2004
SatisfactoryCITIZENS BANK OF NORTHERN KENTUCKY, INC.
NEWPORT · FDIC · Dec 2015
SatisfactorySOUTH CENTRAL BANK OF DAVIESS COUNTY, INC.
OWENSBORO · FDIC · Jul 2014
SatisfactorySOUTH CENTRAL BANK OF HARDIN COUNTY, INC.
ELIZABETHTOWN · FDIC · Jun 2012
SatisfactoryTHE FIRST CAPITAL BANK OF KENTUCKY
LOUISVILLE · FDIC · Feb 2010
SatisfactoryCENTRAL BANK OF JEFFERSON COUNTY
LOUISVILLE · FDIC · Oct 2012
SatisfactoryPLANTERS BANK, INC.
HOPKINSVILLE · FDIC · Feb 2025
SatisfactoryMADISON BANK
RICHMOND · FDIC · Feb 2004
SatisfactoryKENTUCKY HOME BANK
BARDSTOWN · FDIC · Feb 2010
SatisfactoryHERITAGE BANK OF ASHLAND, INC.
ASHLAND · FDIC · Dec 2005
SatisfactoryKENTUCKY NEIGHBORHOOD BANK
ELIZABETHTOWN · FDIC · Jan 2014
SatisfactoryFIRST SECURITY TRUST BANK, INC.
FLORENCE · FDIC · Dec 2010
SatisfactoryFIRST GUARANTY BANK
MARTIN · FDIC · Aug 2011
SatisfactoryBANKTRUST FINANCIAL
HENDERSON · FDIC · Dec 2014
SatisfactoryCITIZENS BANK OF CUMBERLAND COUNTY, INC.
BURKESVILLE · FDIC · Jun 2024
SatisfactoryCITIZENS FINANCIAL BANK, INC.
GLASGOW · FDIC · Sep 2003
Satisfactory1ST TRUST BANK, INC.
HAZARD · FDIC · Apr 2023
SatisfactoryLOUISA COMMUNITY BANK
LOUISA · FDIC · Jan 2017
SatisfactoryPEOPLES BANK AND TRUST COMPANY OF CLINTON COUNTY
ALBANY · FDIC · Jul 2017
SatisfactoryBLUEGRASS COMMUNITY BANK
DANVILLE · FDIC · Jul 2014
SatisfactoryUNITED SOUTHERN BK
HOPKINSVILLE · FRB · Dec 2023
SatisfactoryFIFTH THIRD BK NORTHERN KY
COVINGTON · FRB · Apr 2003
SatisfactorySPRINGFIELD ST BK
SPRINGFIELD · FRB · Jan 2025
SatisfactoryMONTICELLO BKG CO
MONTICELLO · FRB · Sep 2023
SatisfactoryPADUCAH B&TC
PADUCAH · FRB · Jun 2025
SatisfactoryAREA BK
OWENSBORO · FRB · Aug 2001
SatisfactoryPEOPLES B&TC
GREENSBURG · FRB · Aug 1996
SatisfactoryCITIZENS BK
HARTFORD · FRB · Mar 2017
SatisfactoryLEWISBURG BKG CO
LEWISBURG · FRB · Oct 2021
SatisfactoryFIELD & MAIN BK
HENDERSON · FRB · Jan 2025
SatisfactoryLAWRENCEBURG BK&TC
LAWRENCEBURG · FRB · Jul 2008
SatisfactoryCASEY COUNTY BK
LIBERTY · FRB · Sep 2022
SatisfactoryINDEPENDENCE BK OF KY
OWENSBORO · FRB · Apr 2024
SatisfactoryCOMMUNITY FNCL SVC BK
BENTON · FRB · May 2025
SatisfactoryWINCHESTER FEDERAL BANK
WINCHESTER · OCC · Sep 2017
SatisfactoryCARROLLTON FEDERAL BANK
CARROLLTON · OCC · Jan 2023
SatisfactoryHOME FEDERAL SAVINGS & LOAN ASSOCIATION
ASHLAND · OCC · May 2012
SatisfactoryFIRST FEDERAL SAVINGS BANK OF KENTUCKY
FRANKFORT · OCC · Sep 2021
SatisfactoryBLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION
PARIS · OCC · May 2024
SatisfactoryFIRST FS & LA
HAZARD · OCC · Aug 2023
SatisfactoryCOMMONWEALTH BANK, FSB
MT. STERLING · OCC · Jun 2013
SatisfactoryHOME SAVINGS BANK, FSB
LUDLOW · OCC · May 2024
SatisfactoryTHE MURRAY BANK
MURRAY · OCC · Jun 2025
SatisfactoryVICTORY COMMUNITY BANK
FT. MITCHELL · OCC · Oct 2019
SatisfactoryUNITED BK & CAP TC
FRANKFORT · FRB · Jan 2018
SatisfactoryFIRST CITIZENS BK
ELIZABETHTOWN · FRB · May 2016
SatisfactoryPEOPLES B&TC
HAZARD · FRB · Feb 2022
SatisfactoryBANK OF BUFFALO
BUFFALO · FRB · Jan 2023
SatisfactoryBANK OF CADIZ & TC
CADIZ · FRB · Jun 2024
SatisfactoryKING SOUTHERN BK
CHAPLIN · FRB · Jun 2015
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST BANK OF NORTHERN KENTUCKY, INC. | FORT MITCHELL | FDIC | Sep 2004 | Satisfactory |
| CITIZENS BANK OF NORTHERN KENTUCKY, INC. | NEWPORT | FDIC | Dec 2015 | Satisfactory |
| SOUTH CENTRAL BANK OF DAVIESS COUNTY, INC. | OWENSBORO | FDIC | Jul 2014 | Satisfactory |
| SOUTH CENTRAL BANK OF HARDIN COUNTY, INC. | ELIZABETHTOWN | FDIC | Jun 2012 | Satisfactory |
| THE FIRST CAPITAL BANK OF KENTUCKY | LOUISVILLE | FDIC | Feb 2010 | Satisfactory |
| CENTRAL BANK OF JEFFERSON COUNTY | LOUISVILLE | FDIC | Oct 2012 | Satisfactory |
| PLANTERS BANK, INC. | HOPKINSVILLE | FDIC | Feb 2025 | Satisfactory |
| MADISON BANK | RICHMOND | FDIC | Feb 2004 | Satisfactory |
| KENTUCKY HOME BANK | BARDSTOWN | FDIC | Feb 2010 | Satisfactory |
| HERITAGE BANK OF ASHLAND, INC. | ASHLAND | FDIC | Dec 2005 | Satisfactory |
| KENTUCKY NEIGHBORHOOD BANK | ELIZABETHTOWN | FDIC | Jan 2014 | Satisfactory |
| FIRST SECURITY TRUST BANK, INC. | FLORENCE | FDIC | Dec 2010 | Satisfactory |
| FIRST GUARANTY BANK | MARTIN | FDIC | Aug 2011 | Satisfactory |
| BANKTRUST FINANCIAL | HENDERSON | FDIC | Dec 2014 | Satisfactory |
| CITIZENS BANK OF CUMBERLAND COUNTY, INC. | BURKESVILLE | FDIC | Jun 2024 | Satisfactory |
| CITIZENS FINANCIAL BANK, INC. | GLASGOW | FDIC | Sep 2003 | Satisfactory |
| 1ST TRUST BANK, INC. | HAZARD | FDIC | Apr 2023 | Satisfactory |
| LOUISA COMMUNITY BANK | LOUISA | FDIC | Jan 2017 | Satisfactory |
| PEOPLES BANK AND TRUST COMPANY OF CLINTON COUNTY | ALBANY | FDIC | Jul 2017 | Satisfactory |
| BLUEGRASS COMMUNITY BANK | DANVILLE | FDIC | Jul 2014 | Satisfactory |
| UNITED SOUTHERN BK | HOPKINSVILLE | FRB | Dec 2023 | Satisfactory |
| FIFTH THIRD BK NORTHERN KY | COVINGTON | FRB | Apr 2003 | Satisfactory |
| SPRINGFIELD ST BK | SPRINGFIELD | FRB | Jan 2025 | Satisfactory |
| MONTICELLO BKG CO | MONTICELLO | FRB | Sep 2023 | Satisfactory |
| PADUCAH B&TC | PADUCAH | FRB | Jun 2025 | Satisfactory |
| AREA BK | OWENSBORO | FRB | Aug 2001 | Satisfactory |
| PEOPLES B&TC | GREENSBURG | FRB | Aug 1996 | Satisfactory |
| CITIZENS BK | HARTFORD | FRB | Mar 2017 | Satisfactory |
| LEWISBURG BKG CO | LEWISBURG | FRB | Oct 2021 | Satisfactory |
| FIELD & MAIN BK | HENDERSON | FRB | Jan 2025 | Satisfactory |
| LAWRENCEBURG BK&TC | LAWRENCEBURG | FRB | Jul 2008 | Satisfactory |
| CASEY COUNTY BK | LIBERTY | FRB | Sep 2022 | Satisfactory |
| INDEPENDENCE BK OF KY | OWENSBORO | FRB | Apr 2024 | Satisfactory |
| COMMUNITY FNCL SVC BK | BENTON | FRB | May 2025 | Satisfactory |
| WINCHESTER FEDERAL BANK | WINCHESTER | OCC | Sep 2017 | Satisfactory |
| CARROLLTON FEDERAL BANK | CARROLLTON | OCC | Jan 2023 | Satisfactory |
| HOME FEDERAL SAVINGS & LOAN ASSOCIATION | ASHLAND | OCC | May 2012 | Satisfactory |
| FIRST FEDERAL SAVINGS BANK OF KENTUCKY | FRANKFORT | OCC | Sep 2021 | Satisfactory |
| BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION | PARIS | OCC | May 2024 | Satisfactory |
| FIRST FS & LA | HAZARD | OCC | Aug 2023 | Satisfactory |
| COMMONWEALTH BANK, FSB | MT. STERLING | OCC | Jun 2013 | Satisfactory |
| HOME SAVINGS BANK, FSB | LUDLOW | OCC | May 2024 | Satisfactory |
| THE MURRAY BANK | MURRAY | OCC | Jun 2025 | Satisfactory |
| VICTORY COMMUNITY BANK | FT. MITCHELL | OCC | Oct 2019 | Satisfactory |
| UNITED BK & CAP TC | FRANKFORT | FRB | Jan 2018 | Satisfactory |
| FIRST CITIZENS BK | ELIZABETHTOWN | FRB | May 2016 | Satisfactory |
| PEOPLES B&TC | HAZARD | FRB | Feb 2022 | Satisfactory |
| BANK OF BUFFALO | BUFFALO | FRB | Jan 2023 | Satisfactory |
| BANK OF CADIZ & TC | CADIZ | FRB | Jun 2024 | Satisfactory |
| KING SOUTHERN BK | CHAPLIN | FRB | Jun 2015 | Satisfactory |