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This institution is no longer active

Operations ceased on January 1, 2015. CRA examination history below reflects the period it was active.

SOUTH CENTRAL BANK OF DAVIESS COUNTY, INC.

OWENSBORO, KY · Supervised by FDIC

Est. 1995FDIC #33,963RSSD: FDIC-33963
Satisfactory

Current rating · Exam: July 2014

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Institution Profile

FDIC BankFind

Address

300 Southtown Boulevard, OWENSBORO, KY

County

Daviess County

Established

January 6, 1995

Total Assets

$205M(latest call report)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$205M

Total Deposits

$152M

Net Loans

$90M

Net Income

$797K

ROA

0.43%

ROE

5.02%

Risk-Based Capital

17.91%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2014

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1996

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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