Mortgage Lenders
Banks ranked by mortgage lending activity from HMDA (Home Mortgage Disclosure Act) data. Origination rates and denial rates across all HMDA filers.
National HMDA trends · 2018–2024
31,310,737
Total applications · 2018–2024
60.52%
National origination rate
20.6%
National denial rate
2,716
Reporting institutions
2,716 mortgage lenders · 2018–2024 HMDA data
| Bank | Location | Applications↓ | Denial rate | Orig. rate |
|---|---|---|---|---|
| OTSEGO, MN | 530 | 15.85% | 35.47% | |
| AUBURN, ME | 530 | 8.11% | 80% | |
1728TNBANK | OAK RIDGE, TN | 530 | 13.77% | 67.74% |
1729STONE BANK | MOUNTAIN VIEW, AR | 530 | 2.08% | 97.92% |
| ARCADIA, FL | 527 | 8.73% | 72.3% | |
| GUNTERSVILLE, AL | 525 | 12.57% | 73.9% | |
| KEARNEY, MO | 522 | 3.07% | 91.76% | |
1733SOUTHTRUST BANK | AUBURN, AL | 522 | 5.94% | 76.44% |
| KANSAS CITY, MO | 521 | 9.02% | 84.84% | |
| LAKEWOOD, NJ | 521 | 2.11% | 92.9% | |
| LINCOLN, IL | 520 | 2.31% | 93.46% | |
1737HIGHLAND BANK | SAINT PAUL, MN | 519 | 17.73% | 69.94% |
| WICHITA, KS | 517 | 1.93% | 95.16% | |
| ROCKFORD, IL | 514 | 17.7% | 71.6% | |
1740PROSPECT BANK | PARIS, IL | 514 | 6.03% | 86.38% |
1741FIRST US BANK | BIRMINGHAM, AL | 514 | 12.45% | 69.84% |
| BELLEVILLE, IL | 513 | 5.26% | 88.89% | |
1743SOVEREIGN BANK | SHAWNEE, OK | 512 | 3.32% | 86.52% |
| ROCHESTER, NH | 512 | 24.61% | 58.4% | |
| PETERSBURG, WV | 510 | 10.98% | 74.71% | |
| HOUSTON, TX | 510 | 3.92% | 84.51% | |
| PANA, IL | 510 | 4.31% | 93.14% | |
| ANN ARBOR, MI | 509 | 1.57% | 84.68% | |
| BOSTON, MA | 508 | 6.5% | 82.68% | |
| SAINT PETERSBURG, FL | 508 | 6.1% | 84.45% |