Mortgage Lenders
Banks ranked by mortgage lending activity from HMDA (Home Mortgage Disclosure Act) data. Origination rates and denial rates across all HMDA filers.
National HMDA trends · 2018–2024
31,310,737
Total applications · 2018–2024
60.52%
National origination rate
20.6%
National denial rate
2,716
Reporting institutions
2,716 mortgage lenders · 2018–2024 HMDA data
| Bank | Location | Applications↓ | Denial rate | Orig. rate |
|---|---|---|---|---|
| ROSWELL, NM | 23,262 | 8.41% | 68.87% | |
| WINONA, MN | 23,110 | 3.24% | 87.18% | |
| EFFINGHAM, IL | 23,093 | 14.87% | 51.54% | |
| REEDS SPRING, MO | 22,869 | 19.61% | 66.07% | |
| MOUNTLAKE TERRACE, WA | 22,717 | 4.63% | 76.47% | |
| FEDERAL WAY, WA | 22,580 | 16.53% | 54.14% | |
| OGDEN, UT | 22,567 | 13.55% | 63.12% | |
| HOUSTON, TX | 22,395 | 2.5% | 77.02% | |
159HORIZON BANK | OSKALOOSA, IA | 22,315 | 20.9% | 67.98% |
160KS STATEBANK | MANHATTAN, KS | 21,689 | 5.19% | 67.96% |
| AMARILLO, TX | 21,494 | 10.07% | 68.25% | |
| FARMINGTON, MO | 21,394 | 13.66% | 68.54% | |
| SHORT HILLS, NJ | 21,387 | 14.56% | 69.5% | |
| CANTON, SD | 21,314 | 23.72% | 56.82% | |
| NEW ORLEANS, LA | 21,270 | 8.89% | 71.87% | |
| SANTURCE, PR | 21,054 | 17.49% | 63.41% | |
167BANK OZK | LITTLE ROCK, AR | 20,798 | 37.56% | 48.2% |
| SPOKANE, WA | 20,630 | 15.73% | 68.17% | |
| LOS ANGELES, CA | 20,334 | 14.05% | 71.04% | |
| MURPHYSBORO, IL | 20,272 | 13.14% | 68.32% | |
| JACKSONVILLE, FL | 20,236 | 13.93% | 78.86% | |
172CATHAY BANK | LOS ANGELES, CA | 20,146 | 11.99% | 68.68% |
| HONOLULU, HI | 20,010 | 20.69% | 65.03% | |
| HAGERSTOWN, MD | 19,972 | 9.1% | 80.41% | |
| MACON, GA | 19,961 | 8.19% | 78.17% |