Mortgage Lenders
Banks ranked by mortgage lending activity from HMDA (Home Mortgage Disclosure Act) data. Origination rates and denial rates across all HMDA filers.
National HMDA trends · 2018–2024
31,310,737
Total applications · 2018–2024
60.52%
National origination rate
20.6%
National denial rate
2,716
Reporting institutions
2,716 mortgage lenders · 2018–2024 HMDA data
| Bank | Location | Applications↓ | Denial rate | Orig. rate |
|---|---|---|---|---|
| DALLAS, TX | 1,273 | 15.71% | 64.18% | |
| DENVER, CO | 1,271 | 8.65% | 69.08% | |
1253NVE BANK | ENGLEWOOD, NJ | 1,265 | 13.36% | 55.49% |
| TALBOTTON, GA | 1,263 | 10.77% | 75.14% | |
1255CHARTER BANK | DELRAY BEACH, FL | 1,254 | 10.45% | 74.08% |
| ANNISTON, AL | 1,254 | 11.08% | 72.73% | |
| IOWA FALLS, IA | 1,253 | 10.85% | 81.09% | |
| WHITE HALL, AR | 1,253 | 9.42% | 81.88% | |
| CHARLOTTESVILLE, VA | 1,249 | 2.4% | 86.79% | |
1260FARMINGTON BANK | FARMINGTON, CT | 1,247 | 12.75% | 75.54% |
| SOMERVILLE, MA | 1,247 | 8.82% | 78.35% | |
1262ESB FINANCIAL | EMPORIA, KS | 1,245 | 2.49% | 95.02% |
| CARMI, IL | 1,244 | 6.11% | 81.83% | |
| THORNTON, CO | 1,244 | 6.75% | 86.09% | |
| SPRINGFIELD, IL | 1,243 | 6.11% | 81.58% | |
| CONCORD, NH | 1,242 | 10.06% | 71.74% | |
1267CS BANK | EUREKA SPRINGS, AR | 1,240 | 4.92% | 86.69% |
| WINSTED, CT | 1,240 | 3.39% | 86.69% | |
| MORGANTOWN, KY | 1,236 | 6.31% | 83.82% | |
| ONEIDA, TN | 1,235 | 12.15% | 76.03% | |
| WINCHESTER, MA | 1,231 | 5.52% | 80.42% | |
1272THE VILLAGE BANK | NEWTON, MA | 1,230 | 3.25% | 84.07% |
1273AVB BANK | BROKEN ARROW, OK | 1,229 | 7.57% | 78.19% |
| CLEVELAND, OH | 1,228 | 5.21% | 76.22% | |
| NEW YORK, NY | 1,224 | 7.27% | 74.75% |