Mortgage Lenders
Banks ranked by mortgage lending activity from HMDA (Home Mortgage Disclosure Act) data. Origination rates and denial rates across all HMDA filers.
National HMDA trends · 2018–2024
31,283,608
Total applications · 2018–2024
60.52%
National origination rate
20.59%
National denial rate
2,420
Reporting institutions
2,420 mortgage lenders · 2018–2024 HMDA data
| Bank | Location | Applications↓ | Denial rate | Orig. rate |
|---|---|---|---|---|
| ROSEBURG, OR | 154,483 | 10.43% | 73.1% | |
| GRAND RAPIDS, MI | 146,729 | 4.16% | 67.44% | |
| DOWNINGTOWN, PA | 145,238 | 18.77% | 69.52% | |
| AUSTIN, TX | 144,612 | 30.3% | 55.31% | |
| MONROE, LA | 143,564 | 1.08% | 87.2% | |
| ALBUQUERQUE, NM | 142,519 | 8.52% | 81.07% | |
| TULSA, OK | 138,206 | 21.79% | 58.7% | |
| LEAWOOD, KS | 132,387 | 6.43% | 61.56% | |
| TUPELO, MS | 130,999 | 6.58% | 76.51% | |
| ENGLAND, AR | 128,930 | 4.99% | 70.33% | |
| SAN FRANCISCO, CA | 126,535 | 23.31% | 59.17% | |
| SIOUX FALLS, SD | 123,929 | 2.79% | 67.89% | |
| GREEN BAY, WI | 123,775 | 19.21% | 69.53% | |
| WEATHERFORD, OK | 122,423 | 22.08% | 61.05% | |
| FARGO, ND | 120,833 | 3.51% | 84.8% | |
| SAINT PETERSBURG, FL | 112,551 | 17.12% | 65.96% | |
| GILROY, CA | 109,662 | 9.16% | 76.96% | |
| EVANSVILLE, IN | 103,679 | 19.93% | 68.6% | |
| MADISONVILLE, KY | 102,788 | 5.29% | 73.16% | |
| SANDY, UT | 101,973 | 13.41% | 48.01% | |
| TUPELO, MS | 100,836 | 15.61% | 68.67% | |
| EVERETT, WA | 95,490 | 1.62% | 29.03% | |
| WICHITA FALLS, TX | 93,089 | 9.97% | 72.82% | |
| SPENCER, IA | 92,444 | 12.15% | 73.74% | |
| FULTON, KY | 90,479 | 17.94% | 65.8% |