LUMINATE CAPITAL CORP
Legal name: LUMINATE CAPITAL CORP.
1 active bank · $517M combined assets
RSSD ID: 5715064 (FFIEC NIC)
Combined Assets
$517M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$517M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$421M
Net Income
$4M
ROA (avg)
3.11%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
48
Origination Rate
81.25%
Denial Rate
2.08%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| LUMINATE BANK | MINNEAPOLIS, MN | FDIC | $517M | 100.0% | Satisfactory | Jun 2022 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.