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LUMINATE BANK

MINNETONKA, MN · Supervised by FDIC

Est. 1937FDIC #16,635RSSD: FDIC-16635
Satisfactory

Current rating · Exam: June 2022

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Institution Profile

FDIC BankFind

Address

2523 South Wayzata Boulevard, MINNETONKA, MN

County

Hennepin County

Established

March 1, 1937

Total Assets

$517M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$517M

Total Deposits

$421M

Net Loans

$414M

Net Income

$4M

ROA

3.11%

ROE

31.84%

Risk-Based Capital

14.17%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 2022

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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