FIDELITY BANCSHARES INC
Legal name: FIDELITY BANCSHARES, INC.
1 active bank · $165M combined assets
RSSD ID: 1108501 (FFIEC NIC)
Combined Assets
$165M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$165M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$135M
Net Income
$-153K
ROA (avg)
-0.38%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2019.
Applications
30
Origination Rate
30%
Denial Rate
20%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIDELITY BANK OF TEXAS | WACO, TX | FDIC | $165M | 100.0% | Satisfactory | Dec 2020 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.