UNITED CMTY BANCSHARES INC
Legal name: UNITED COMMUNITY BANCSHARES, INC.
1 active bank · 1 merged/absorbed · $529M combined assets
RSSD ID: 3260216 (FFIEC NIC)
Combined Assets
$529M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$529M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$457M
Net Income
$2M
ROA (avg)
1.48%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
UNITED COMMUNITY BANK OF WEST KENTUCKY, INC.
MORGANFIELD, KY · FDIC · $529M
SatisfactoryDIXON BANK
Merged 2022DIXON, KY · FDIC · $68M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| UNITED COMMUNITY BANK OF WEST KENTUCKY, INC. | MORGANFIELD, KY | FDIC | $529M | 100.0% | Satisfactory | Jun 2023 |
| DIXON BANKMerged 2022 | DIXON, KY | FDIC | $68M | — | Satisfactory | Jan 2019 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.