UNITED COMMUNITY BANKS INC
Legal name: UNITED COMMUNITY BANKS, INC.
1 active bank · 11 merged/absorbed · $28.1B combined assets
RSSD ID: 1249347 (FFIEC NIC)
Combined Assets
$28.1B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$28.1B
1 active bank
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
UNITED COMMUNITY BANK
GREENVILLE, SC · FDIC · $28.1B
SatisfactoryUNITED COMMUNITY BANK
Merged 2008MURPHY, NC · FDIC · $1.2B
SatisfactoryFIRST BANK OF THE SOUTH
Merged 2007LAWRENCEVILLE, GA · FDIC · $817M
SatisfactoryPEOPLES BANK OF FANNIN COUNTY
Merged 2002BLUE RIDGE, GA · FDIC · $360M
SatisfactoryUNITED COMMUNITY BANK TENNESSEE
Merged 2006LENOIR CITY, TN · FDIC · $334M
SatisfactoryUNITED COMMUNITY BANK METRO
Merged 2002MARIETTA, GA · FDIC · $224M
SatisfactoryWHITE COUNTY BANK
Merged 2002CLEVELAND, GA · FDIC · $205M
Satisfactory1ST FLOYD BANK
Merged 2001ROME, GA · FDIC · $161M
SatisfactoryDAWSON COUNTY BANK
Merged 2002DAWSONVILLE, GA · FDIC · $150M
SatisfactoryFIRST CLAYTON BANK & TRUST COMPANY
Merged 2002CLAYTON, GA · FDIC · $141M
OutstandingPEOPLES BANK OF WEST GEORGIA
Merged 2002CARROLLTON, GA · FDIC · $122M
SatisfactoryTOWNS COUNTY BANK
Merged 2002HIAWASSEE, GA · FDIC · $118M
Outstanding
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| UNITED COMMUNITY BANK | GREENVILLE, SC | FDIC | $28.1B | 100.0% | Satisfactory | Mar 2021 |
| UNITED COMMUNITY BANKMerged 2008 | MURPHY, NC | FDIC | $1.2B | — | Satisfactory | Oct 2006 |
| FIRST BANK OF THE SOUTHMerged 2007 | LAWRENCEVILLE, GA | FDIC | $817M | — | Satisfactory | Aug 2006 |
| PEOPLES BANK OF FANNIN COUNTYMerged 2002 | BLUE RIDGE, GA | FDIC | $360M | — | Satisfactory | Nov 2001 |
| UNITED COMMUNITY BANK TENNESSEEMerged 2006 | LENOIR CITY, TN | FDIC | $334M | — | Satisfactory | Jun 2004 |
| UNITED COMMUNITY BANK METROMerged 2002 | MARIETTA, GA | FDIC | $224M | — | Satisfactory | May 2002 |
| WHITE COUNTY BANKMerged 2002 | CLEVELAND, GA | FDIC | $205M | — | Satisfactory | Oct 1997 |
| 1ST FLOYD BANKMerged 2001 | ROME, GA | FDIC | $161M | — | Satisfactory | Nov 1998 |
| DAWSON COUNTY BANKMerged 2002 | DAWSONVILLE, GA | FDIC | $150M | — | Satisfactory | Feb 1998 |
| FIRST CLAYTON BANK & TRUST COMPANYMerged 2002 | CLAYTON, GA | FDIC | $141M | — | Outstanding | Sep 1997 |
| PEOPLES BANK OF WEST GEORGIAMerged 2002 | CARROLLTON, GA | FDIC | $122M | — | Satisfactory | Apr 1998 |
| TOWNS COUNTY BANKMerged 2002 | HIAWASSEE, GA | FDIC | $118M | — | Outstanding | Mar 1999 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.