This institution is no longer active

Operations ceased on July 16, 2007. CRA examination history below reflects the period it was active.

FIRST BANK OF THE SOUTH

LAWRENCEVILLE, GA · Supervised by FDIC

Est. 2000FDIC #35,390RSSD: FDIC-35390

Satisfactory

Current rating · Exam: August 2006

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Institution Profile

FDIC BankFind

Address

2230 Riverside Parkway, LAWRENCEVILLE, GA

County

Gwinnett County

Established

May 15, 2000

Total Assets

$817M(latest call report)

Financial Snapshot

As of Q2 2007Call Report / FDIC

Total Assets

$817M

Total Deposits

$581M

Net Loans

$537M

Net Income

$1M

ROA

0.28%

ROE

1.68%

Risk-Based Capital

10.43%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2006

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2002

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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