Bank Holding Company
WEST CENTRAL BANCSHARES INC
1 active bank · 1 merged/absorbed · $238M combined assets
RSSD ID: 1129944
Combined Assets
$238M
CRA Rating Summary
Satisfactory1charter
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
WEST CENTRAL BANK
ASHLAND, IL · FDIC · $238M
SatisfactoryFIRST STATE BANK OF BEARDSTOWN, ILLINOIS
Merged 2009BEARDSTOWN, IL · FDIC · $57M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| WEST CENTRAL BANK | ASHLAND, IL | FDIC | $238M | Satisfactory | Mar 2026 |
| FIRST STATE BANK OF BEARDSTOWN, ILLINOISMerged 2009 | BEARDSTOWN, IL | FDIC | $57M | Satisfactory | Dec 2004 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.