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This institution is no longer active

Operations ceased on October 2, 2009. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF BEARDSTOWN, ILLINOIS

BEARDSTOWN, IL · Supervised by FDIC

Est. 1889FDIC #12,547RSSD: FDIC-12547
Satisfactory

Current rating · Exam: December 2004

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Institution Profile

FDIC BankFind

Address

122 South State Street, BEARDSTOWN, IL

County

Cass County

Established

February 16, 1889

Total Assets

$57M(latest call report)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$57M

Total Deposits

$46M

Net Loans

$24M

Net Income

$220K

ROA

0.52%

ROE

4.84%

Risk-Based Capital

16.58%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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