🏦Bank Scorer

WEST CENTRAL BANK

ASHLAND, IL · Supervised by FDIC

Est. 1933FDIC #10,853RSSD: FDIC-10853WEST CENTRAL BANCSHARES INC
Satisfactory

Current rating · Exam: March 2026

Watch

Institution Profile

FDIC BankFind

Address

400 E Buchanan St, ASHLAND, IL

County

Cass County

Established

June 12, 1933

Total Assets

$238M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$238M

Total Deposits

$213M

Net Loans

$175M

Net Income

$977K

ROA

1.61%

ROE

17.36%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2026

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1992

Unlock full history, CSV export, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
🔒

Unlock to see full history

Purchase this bank's history for $9

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/7265647b-2eaf-4fdc-9e6c-c3000aef7107"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.