DARWIN BANCSHARES INC
Legal name: DARWIN BANCSHARES, INC.
1 active bank · 1 merged/absorbed · $156M combined assets
RSSD ID: 1125571 (FFIEC NIC)
Combined Assets
$156M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$156M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$143M
Net Income
$387K
ROA (avg)
0.99%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2023.
Applications
21
Origination Rate
100%
Denial Rate
0%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
PERENNIAL BANK
DARWIN, MN · FDIC · $156M
SatisfactoryFARMERS AND MERCHANTS STATE BANK
Merged 2016PAYNESVILLE, MN · FDIC · $29M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| PERENNIAL BANK | DARWIN, MN | FDIC | $156M | 100.0% | Satisfactory | Sep 2025 |
| FARMERS AND MERCHANTS STATE BANKMerged 2016 | PAYNESVILLE, MN | FDIC | $29M | — | Satisfactory | Jan 2015 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.