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This institution is no longer active

Operations ceased on January 13, 2016. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS STATE BANK

PAYNESVILLE, MN · Supervised by FDIC

Est. 1907FDIC #19,318RSSD: FDIC-19318
Satisfactory

Current rating · Exam: January 2015

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Institution Profile

FDIC BankFind

Address

125 East James Street, PAYNESVILLE, MN

County

Stearns County

Established

December 18, 1907

Total Assets

$29M(latest call report)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$29M

Total Deposits

$26M

Net Loans

$8M

Net Income

$190K

ROA

0.66%

ROE

6.67%

Risk-Based Capital

26.04%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2015

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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