ZEAL
Livonia, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
72,792
Net Worth Ratio
19.20%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.05B
Peer Group 6
Members
72,792
as of latest quarter
Net Worth Ratio
19.20%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.05B
Total Shares
$846.0M
Total Loans
$714.9M
Net Income
$7.2M
Net Worth Ratio
19.20%
≥7% = Well Capitalized
Members
72,792
Return on Assets
0.68%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.09%
$7.8M
Loan-to-share ratio: 84.5%· healthy range 60–80%
Branch Locations
NCUAZeal Credit Union
17250 Newburgh Rd, Livonia, MI, 48152-2618
M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9am-1pm
Zeal Credit Union
35050 Ford Rd, Westland, MI, 48185
M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9am-1pm
Zeal Credit Union
22740 Michigan Ave, Dearborn, MI, 48124-2006
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PM
Zeal Credit Union
1260 N Pontiac Trl, Walled Lake, MI, 48390-3139
M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9am-1pm
Zeal Credit Union
16225 Fort St, Southgate, MI, 48195
M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9am-1pm
Zeal Credit Union
25123 Southfield Rd, Southfield, MI, 48075
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PM
Zeal Credit Union
7240 Park Ave, Allen Park, MI, 48101
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PM
Zeal Credit Union
7532 Allen Rd, Allen Park, MI, 48101
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PMSaturday 9:00 AM - 1:00 PM
Zeal Credit Union
21095 Goddard Rd, Taylor, MI, 48180
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PM
Zeal Credit Union
22000 Allen Rd, Woodhaven, MI, 48183
Monday & Friday 9:30 AM - 6:00 PMTuesday through Thursday 9:30 AM - 5:00 PMSaturday 9:00 AM - 1:00 PM
8 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/zeal" target="_blank" rel="noopener">View ZEAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.