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WRIGHT-PATT CREDIT UNION, INC.

Beavercreek, OH · State Credit Union · Chartered in OH

LICUWell Capitalized

Who can join

Type 99

Charter #66328Est. 1932RSSD: 368492

Members

525,908

Net Worth Ratio

10.89%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$9.61B

Peer Group 6

Members

525,908

as of latest quarter

Net Worth Ratio

10.89%

Well Capitalized

Institution Profile

NCUA

Address

3560 Pentagon Blvd, Beavercreek, OH 45431

Chartered

1932

Branch Locations

40 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$9.61B

Total Shares

$8.17B

Total Loans

$6.73B

Net Income

$19.6M

Net Worth Ratio

10.89%

≥7% = Well Capitalized

Members

525,908

Return on Assets

0.20%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.89%

$59.6M

Loan-to-share ratio: 82.4%· healthy range 60–80%

Branch Locations

NCUA

Corporate

3560 Pentagon Blvd, Beavercreek, OH, 45431

M-F 8:00AM - 5:00PM

MainATM

Cross Pointe

277 E Alex Bell Rd, Centerville, OH, 45459-2706

Mon. - Fri. 9:00AM - 6:00PM (Drive-thru same hours) / Sat. 9:00AM - 1:00PM (Drive-thru open to 2:00PM)

ATMDrive-thru

Mad River Station

8850 Kingsridge Dr, Dayton, OH, 45458-1616

Mon. - Fri. 9:00AM - 6:00PM / Sat. 9:00AM - 1:00PM (drive thru open until 2:00PM)

ATMDrive-thru

Downtown Dayton

1 S Main St Ste H, Dayton, OH, 45402-2034

Mon. - Fri. 8:00AM - 4:30PM

ATM

Northwest

3239 W Siebenthaler Ave, Dayton, OH, 45406-1825

Mon. - Fri. 9:00AM - 6:00PM (Drive-thru same hours) / Sat. 9:00AM - 1:00PM (Drive-thru open to 2:00PM)

ATMDrive-thru

Twin Towers

521 Xenia Ave, Dayton, OH, 45410-1823

Mon. - Fri. 9:00AM - 5:00PM / Sat. 9:00AM - 1:00PM

Englewood

950 Union Rd, Clayton, OH, 45315

Mon. - Fri. 9:00AM - 6:00PM / Sat. 9:00AM - 1:00PM (Drive-thru open until 2PM)

ATMDrive-thru

Five Points

1298 E Dayton Yellow Springs Rd, Fairborn, OH, 45324

Mon. - Fri. 9:00AM - 6:00PM (Drive-thru same hours) / Sat. 9:00AM - 1:00PM (Drive-thru open to 2:00PM)

ATMDrive-thru

Gantt Financial Center

2465 Executive Park Blvd, Fairborn, OH, 45324-6219

Mon. - Fri. 9:00AM - 6:00PM (Drive-thru same hours) / Sat. 9:00AM - 1:00PM (Drive-thru open to 2:00PM)

ATMDrive-thru

Greenhills

3 Enfield St, Cincinnati, OH, 45218-1402

Mon. - Fri. 9:00AM - 6:00PM / Sat. 9:00AM - 1:00PM

ATM

30 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.