WOLVERINE STATE
Alpena, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
9,724
Net Worth Ratio
9.67%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$169.1M
Peer Group 5
Members
9,724
as of latest quarter
Net Worth Ratio
9.67%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$169.1M
Total Shares
$151.9M
Total Loans
$110.6M
Net Income
$-230,001
Net Worth Ratio
9.67%
≥7% = Well Capitalized
Members
9,724
Return on Assets
-0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$266K
Loan-to-share ratio: 72.8%· healthy range 60–80%
Branch Locations
NCUAWolverine State Credit Union
1381 N Bagley St, Alpena, MI, 49707-8101
M-F 8:30 a.m. to 5:30 p.m. Saturdays 9:00 a.m. to 12:00/noon (drive thru only)
Wolverine State Credit Union
7421 US Highway 23 N, Alpena, MI, 49707-7941
ATM Only 24/7
Wolverine State Credit Union
417 W Chisholm St, Alpena, MI, 49707-2422
8:30 --5:00 - Monday-FridaySaturday: Drive-thru only - 9:00 - 12:00
Wolverine State Credit Union
201 N State St, Oscoda, MI, 48750-1752
8:30 AM to 5:00 PM Monday thru Friday
Wolverine State Credit Union
2498 Business Loop I-75, West Branch, MI, 48661
9:00 AM Till 5:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/wolverine-state" target="_blank" rel="noopener">View WOLVERINE STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.