WNC COMMUNITY CU
Waynesville, NC · State Credit Union · Chartered in NC
Who can join
State government employees (special charter)
Members
4,038
Net Worth Ratio
17.14%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$94.2M
Peer Group 4
Members
4,038
as of latest quarter
Net Worth Ratio
17.14%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$94.2M
Total Shares
$77.5M
Total Loans
$64.4M
Net Worth Ratio
17.14%
≥7% = Well Capitalized
Members
4,038
Delinquency Rate (60d+)
0.11%
$68K
Loan-to-share ratio: 83.1%· healthy range 60–80%
Branch Locations
NCUAWNC Community CU
27 Kent Ln, Waynesville, NC, 28786-6099
7:30 am to 5:00 pm
Oteen VA FCU
1100 Tunnel Rd, Asheville, NC, 28805
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/wnc-community-cu" target="_blank" rel="noopener">View WNC COMMUNITY CU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.