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WHITEWATER COMMUNITY

Harrison, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #61760Est. 1954RSSD: 8592

Members

1,611

Net Worth Ratio

10.13%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$11.7M

Peer Group 3

Members

1,611

as of latest quarter

Net Worth Ratio

10.13%

Well Capitalized

Institution Profile

NCUA

Address

1157 Harrison Ave, Harrison, OH 45030

Chartered

1954

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$11.7M

Total Shares

$10.5M

Total Loans

$7.9M

Net Income

$19K

Net Worth Ratio

10.13%

≥7% = Well Capitalized

Members

1,611

Return on Assets

0.17%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.01%

$560

Loan-to-share ratio: 75.4%· healthy range 60–80%

Branch Locations

NCUA

Main

1157 Harrison Ave, harrison, OH, 45030

Monday - Friday 9am - 5pm Sat 9am-12pm

MainATMDrive-thru

disaster recovery site

1003 Harrison Ave, Harrison, OH, 45030

Mon-Thurs 9-5pm, Fri 9-6pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.