WHITEWATER COMMUNITY
Harrison, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
1,611
Net Worth Ratio
10.13%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$11.7M
Peer Group 3
Members
1,611
as of latest quarter
Net Worth Ratio
10.13%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$11.7M
Total Shares
$10.5M
Total Loans
$7.9M
Net Income
$19K
Net Worth Ratio
10.13%
≥7% = Well Capitalized
Members
1,611
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.01%
$560
Loan-to-share ratio: 75.4%· healthy range 60–80%
Branch Locations
NCUAMain
1157 Harrison Ave, harrison, OH, 45030
Monday - Friday 9am - 5pm Sat 9am-12pm
disaster recovery site
1003 Harrison Ave, Harrison, OH, 45030
Mon-Thurs 9-5pm, Fri 9-6pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/whitewater-community" target="_blank" rel="noopener">View WHITEWATER COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.