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WHARTON COUNTY TEACHERS

Wharton, TX · State Credit Union · Chartered in TX

Well Capitalized

Who can join

State government employees (special charter)

Charter #67458Est. 1953RSSD: 495295

Members

675

Net Worth Ratio

27.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$7.5M

Peer Group 2

Members

675

as of latest quarter

Net Worth Ratio

27.90%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box 1004, Wharton, TX 77488

Chartered

1953

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$7.5M

Total Shares

$5.4M

Total Loans

$3.1M

Net Income

$14K

Net Worth Ratio

27.90%

≥7% = Well Capitalized

Members

675

Return on Assets

0.19%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.26%

$8K

Loan-to-share ratio: 56.7%· healthy range 60–80%

Branch Locations

NCUA

Wharton County Teachers Credit Union

2114 Junior College Blvd, Wharton, TX, 77488

2:00 pm - 5:30 pm Monday - Friday

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.