WCU CREDIT UNION
Decatur, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
3,359
Net Worth Ratio
9.05%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$35.2M
Peer Group 3
Members
3,359
as of latest quarter
Net Worth Ratio
9.05%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$35.2M
Total Shares
$32.0M
Total Loans
$17.1M
Net Worth Ratio
9.05%
≥7% = Well Capitalized
Members
3,359
Delinquency Rate (60d+)
0.09%
$16K
Loan-to-share ratio: 53.5%· healthy range 60–80%
Branch Locations
NCUAWCU Credit Union
2505 Highway 31 S, Decatur, AL, 35603-1503
8:00 to 5:00 Mon-Fri8:00 to noon Sat Drive thru only
WCU Credit Union
26 Franklin Smith Rd, Moulton, AL, 35650-1923
8:30 to 5:00 Mon-Fri 8:00 to 12:00 Sat drive thru only No service center on Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/wcu-credit-union" target="_blank" rel="noopener">View WCU CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.