WAYNE COUNTY COMMUNITY
Smithville, OH · Federal Credit Union · Chartered in OH
Who can join
Employer / occupational group
Members
4,358
Net Worth Ratio
10.91%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$54.1M
Peer Group 4
Members
4,358
as of latest quarter
Net Worth Ratio
10.91%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$54.1M
Total Shares
$48.0M
Total Loans
$19.3M
Net Income
$93K
Net Worth Ratio
10.91%
≥7% = Well Capitalized
Members
4,358
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.75%
$144K
Loan-to-share ratio: 40.2%· healthy range 60–80%
Branch Locations
NCUAWayne County Community FCU
311 Kaufman Drive, Smithville, OH, 44677
9am to 5pm Monday - Friday 9am to 1pm Saturday
Orrville Branch
100 W Market St, Orrville, OH, 44667
9-7 Monday 9-5 T/W/TH/F 9-1 Saturday
Valera Shared Branch Network
311 Kaufmann Dr, Smithville, OH, 44677
Varies by CU
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/wayne-county-community" target="_blank" rel="noopener">View WAYNE COUNTY COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.