WATERTOWN POSTAL
Watertown, NY · Federal Credit Union · Chartered in NY
Who can join
Federal government employees
Members
491
Net Worth Ratio
14.17%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.6M
Peer Group 2
Members
491
as of latest quarter
Net Worth Ratio
14.17%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.6M
Total Shares
$4.8M
Total Loans
$2.4M
Net Income
$22K
Net Worth Ratio
14.17%
≥7% = Well Capitalized
Members
491
Return on Assets
0.39%
annualized · >0.5% healthy
Loan-to-share ratio: 49.7%· healthy range 60–80%
Branch Locations
NCUA232 COMMERCE PK DR WATERTOWN NY 13601
232 COMMERCE PARK DR, WATERTOWN, NY, 13601
M-F 8AM-12PM
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/watertown-postal" target="_blank" rel="noopener">View WATERTOWN POSTAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.