WATER'S EDGE
Biloxi, MS · Federal Credit Union · Chartered in MS
Who can join
Federal government employees
Members
597
Net Worth Ratio
6.97%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.1M
Peer Group 2
Members
597
as of latest quarter
Net Worth Ratio
6.97%
Adequately Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.1M
Total Shares
$4.5M
Total Loans
$2.4M
Net Income
$-3,893
Net Worth Ratio
6.97%
≥7% = Well Capitalized
Members
597
Return on Assets
-0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.81%
$20K
Loan-to-share ratio: 54.0%· healthy range 60–80%
Branch Locations
NCUAOffice
1976 Popps Ferry Rd, Biloxi, MS, 39532
9:00 to 4:30 Monday through Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/waters-edge" target="_blank" rel="noopener">View WATER'S EDGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.