🏦Bank Scorer

VISIONS

Endicott, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Type 66

Charter #17429Est. 1966RSSD: 562786

Members

251,746

Net Worth Ratio

10.37%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.25B

Peer Group 6

Members

251,746

as of latest quarter

Net Worth Ratio

10.37%

Well Capitalized

Institution Profile

NCUA

Address

24 Mckinley Ave, Endicott, NY 13760

Chartered

1966

Branch Locations

61 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.25B

Total Shares

$4.62B

Total Loans

$3.46B

Net Worth Ratio

10.37%

≥7% = Well Capitalized

Members

251,746

Delinquency Rate (60d+)

0.46%

$15.7M

Loan-to-share ratio: 74.8%· healthy range 60–80%

Branch Locations

NCUA

Credit Union Center

3301 Country Club Rd, Endwell, NY, 13760-3401

Main hours M&T 9-4:30 W 9:30-4:30 Th&F 9:30-5:30 Branch hours Mon & Tues 9:00 - 12:00 Wed - Fri 9:30 - 12:00 Mtge. Appts. M-

MainATM

West Lawn

2104 Van Reed Rd, West Lawn, PA, 19609-1163

Mon - Fri 9am -6pmSat 9am - 12pm

ATM

Augusta

47 US Highway 206 Ste 1, Augusta, NJ, 07822

Monday - Friday 9am - 5pmSaturday 9am - 12pm

ATMDrive-thru

Hackettstown

68 US Highway 46 W, Hackettstown, NJ, 07840-4978

Monday - Friday 9am - 5pmSaturday 9am - 12pm

ATMDrive-thru

Morris Plains

140 Speedwell Ave, Morris Plains, NJ, 07950

Monday - Friday 9am - 5pmSaturday 9am - 12pm

ATMDrive-thru

Randolph

1240 Sussex Tpke, Randolph, NJ, 07869-2944

Mon - Fri 9am - 5pm

ATM

Allentown

27 N 7th St, Allentown, PA, 18101

Monday - Friday 9AM to 5PM Saturday 9AM to 12PM

ATM

Bethlehem

2174 W Union Blvd, Bethlehem, PA, 18018-2011

Monday through Frinday 9AM to 6PMSaturday 9AM to 12PM

ATM

Washington Township

5 Club House Dr Ste 9, Washington, NJ, 07882-2222

Monday - Friday 9am - 5pmSaturday 9am - 12pm

ATM

Apalachin

8836 State Route 434, Apalachin, NY, 13732

Mon - Fri 9am to 5pmSat 9am - 12pm

ATM

51 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.