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VISION FINANCIAL

Durham, NC · Federal Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Multiple select employee groups

Charter #13492Est. 1960RSSD: 972983

Members

6,064

Net Worth Ratio

16.25%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$60.3M

Peer Group 4

Members

6,064

as of latest quarter

Net Worth Ratio

16.25%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 15818, Durham, NC 27704

Chartered

1960

Branch Locations

3 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$60.3M

Total Shares

$50.1M

Total Loans

$20.9M

Net Worth Ratio

16.25%

≥7% = Well Capitalized

Members

6,064

Delinquency Rate (60d+)

0.02%

$5K

Loan-to-share ratio: 41.6%· healthy range 60–80%

Branch Locations

NCUA

Main office

214 Pacific Ave, Durham, NC, 27704

Monday - Thursday 8:00am - 5:00pm Friday 8:00am - 5:30pm

MainDrive-thru

Roxboro Office

4473 Durham Rd, Roxboro, NC, 27574-6372

Monday - Thursday 8:00am - 5:00pm Friday 8:00am - 5:30pm

Drive-thru

Natal Street Office

3190 Natal St, Fayetteville, NC, 28306-2865

8:00 AM - 5:00 PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.