VIBE
Novi, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
74,399
Net Worth Ratio
10.35%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.57B
Peer Group 6
Members
74,399
as of latest quarter
Net Worth Ratio
10.35%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.57B
Total Shares
$1.24B
Total Loans
$924.3M
Net Worth Ratio
10.35%
≥7% = Well Capitalized
Members
74,399
Delinquency Rate (60d+)
0.73%
$6.8M
Loan-to-share ratio: 74.8%· healthy range 60–80%
Branch Locations
NCUAAdministrative Building
44575 W Twelve Mile Rd, Novi, MI, 48377-2505
M-TH 9-5:30 F 9-6
Clarkston Branch
6580 Dixie Hwy, Clarkston, MI, 48346-3419
M-TH: 9-5 F:9-6 DRIVE THRU:M-F 8:30-6 S 9-12
Oxford Branch
968 N Lapeer Rd, Oxford, MI, 48371-3619
M-TH 9-5:30 F 8:30-6
Waterford - M59 Branch
6655 Highland Rd, Waterford, MI, 48327
M-TH 9-5 F:9-6DRIVE THRU: M-TH 8:30-5:30 F 8:30-6 S: 9-12
West Bloomfield Branch
7800 Pontiac Trl, West Bloomfield, MI, 48323
M-TH: 9-5 F:9-6DRIVE THRU: M-TH: 8:30-5:30 F:8:30-6 S: 9-12
Novi Branch
44777 W Twelve Mile Rd, Novi, MI, 48377-2509
M-TH 9-5 F 9-6DRIVE THRU M-TH 8:30-5:30 F 8:30-6 S: 9-12
Berkley Branch
3082 Coolidge Hwy, Berkley, MI, 48072
M-Th 9-5 F 9-6Drive thru MF 8:30-6 S 9-12
Canton Branch
44300 Warren Rd, Canton, MI, 48187
M-TH 9-5 F 9-6DRIVE THRU: M-TH 8:30-5:30 F:8:30-6 S 9-12
Ferndale Branch
214 W 9 Mile Rd, Ferndale, MI, 48220
M-F 10-6 S 10-2
Livonia Branch
16825 Middlebelt Rd, Livonia, MI, 48154-3317
M-TH 9-5 F 9-6 S:9-12
6 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/vibe" target="_blank" rel="noopener">View VIBE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.