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VERIDIAN

Waterloo, IA · State Credit Union · Chartered in IA

LICUWell Capitalized

Who can join

Type 99

Charter #64418Est. 1934RSSD: 416197

Members

374,001

Net Worth Ratio

11.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$8.90B

Peer Group 6

Members

374,001

as of latest quarter

Net Worth Ratio

11.47%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 6000, Waterloo, IA 50704-6000

Chartered

1934

Branch Locations

31 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$8.90B

Total Shares

$7.50B

Total Loans

$7.68B

Net Worth Ratio

11.47%

≥7% = Well Capitalized

Members

374,001

Delinquency Rate (60d+)

0.44%

$33.9M

Loan-to-share ratio: 102.4%· healthy range 60–80%

Branch Locations

NCUA

Ansborough Office

1827 Ansborough Ave, Waterloo, IA, 50701

Office M-F 8:30am - 5:00pm Drive up M-F 8:00am - 5:30pm Sat 8:30am - 12:00pm

MainATMDrive-thru

Crossroads Hy-Vee

1422 Flammang Dr, Waterloo, IA, 50702

M-F 9:00am - 7:00pm Sat 9:00am - 5:00pm Sun 10:00am - 2:00pm

ATM

Lafayette

1616 Lafayette St, Waterloo, IA, 50703

Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-Th 8:30am - 5:30pm Fri 8:00am - 5:30pm Sat 8:30am - 12:00pm

ATMDrive-thru

College Square Hy-Vee

6301 University Ave, Cedar Falls, IA, 50613

M-F 9:00am - 7:00pm Sat 9:00am - 5:00pm Sun 10:00am - 2:00pm

ATM

Cedar Heights

3621 Cedar Heights Dr, Cedar Falls, IA, 50613

Office M-F 8:30am - 5:00pm Drive up M-Th 8:30am - 5:30pm Fri 8:00am - 5:30pm

ATMDrive-thru

Thunder Ridge

2322 W 1st St, Cedar Falls, IA, 50613-1880

Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-Th 8:30am - 5:30pm Fri 8:00am - 5:30pm Sat 8:30am- 12:00pm

ATMDrive-thru

Independence

1900 3rd Ave SE, Independence, IA, 50644

Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-F 8:30am - 5:30pm Sat 8:30am- 12:00pm

ATMDrive-thru

Oelwein

1 W Charles St Ste 1, Oelwein, IA, 50662

Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-F 8:30am - 5:30pm Sat 8:30am- 12:00pm

ATMDrive-thru

Waverly

315 Oak Ridge Cir, Waverly, IA, 50677-4371

Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-F 8:00am - 5:30pm Sat 8:30am - Noon

ATMDrive-thru

Westdale

2810 Edgewood Rd SW, Cedar Rapids, IA, 52404

Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-F 8:30am - 5:30pm Sat 8:30am- 12:00pm

ATMDrive-thru

21 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.