VELOCITY
Austin, TX · State Credit Union · Chartered in TX
Who can join
Type 99
Members
71,906
Net Worth Ratio
14.06%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.08B
Peer Group 6
Members
71,906
as of latest quarter
Net Worth Ratio
14.06%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.08B
Total Shares
$873.5M
Total Loans
$544.5M
Net Worth Ratio
14.06%
≥7% = Well Capitalized
Members
71,906
Delinquency Rate (60d+)
0.32%
$1.7M
Loan-to-share ratio: 62.3%· healthy range 60–80%
Branch Locations
NCUAQuarry Lake Business Center 1
4515 Seton Center Pkwy, Austin, TX, 78759-5290
9:00 a.m.5:00 p.m.M-F
Southwest Austin Branch
4220 S Lamar Blvd, Austin, TX, 78704-7924
Lobby M-F 9AM-5PM Sat 9AM-2PM
North Austin Branch
1201 W Braker Ln, Austin, TX, 78758-3844
Drive-thru open: M-F 7:30am-6pm Sat 9am-2pm Lobby M&F 9AM-6PM T-Th 9AM-5PM Sat 9AM-2PM
Downtown Branch
705 E 12th St, Austin, TX, 78701-1909
Drive-thru: M-F 7:30 am - 6 pm Sat 9 am- 2 pm Lobby M&F 9AM-6PM T-Th 9AM-5PM Sat 9AM-2PM
Round Rock Branch
900 Round Rock Ave, Round Rock, TX, 78681-4510
Drive Thru M-F 8:00AM-5:00PM Sat 9AM-2PM Lobby M-F 9AM-5PM Sat 9AM-2PM
Cedar Park/Leander Branch
1230 E New Hope Dr, Cedar Park, TX, 78613
Drive Thru M-F 8:00AM-5:00PM Sat 9AM-2PM Lobby M-F 9AM-5PM Sat 9AM-2PM
South Austin Branch
9300 S Interstate 35, Austin, TX, 78748-1751
Drive-thru open: M-F 7:30AM-6PM Sat 9AM-2PM Lobby M&F 9AM-6PM T-Th 9AM-5PM Sat 9AM-2PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/velocity" target="_blank" rel="noopener">View VELOCITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.