VALLEY
Salem, OR · State Credit Union · Chartered in OR
Who can join
State government employees (special charter)
Members
6,114
Net Worth Ratio
12.95%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$117.0M
Peer Group 5
Members
6,114
as of latest quarter
Net Worth Ratio
12.95%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$117.0M
Total Shares
$101.4M
Total Loans
$76.1M
Net Income
$195K
Net Worth Ratio
12.95%
≥7% = Well Capitalized
Members
6,114
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
4.01%
$3.1M
Loan-to-share ratio: 75.0%· healthy range 60–80%
Branch Locations
NCUAVital Records
2096 Mission St SE, Salem, OR, 97302-1241
Monday through Friday
Main Branch
2096 Mission St Se, Salem, OR, 97302
8:30 AM to 5:00 PM
Disaster Recovery
5600 Crooks Rd, Troy, MI, 48098
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/valley-or" target="_blank" rel="noopener">View VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.