VALLEY
Tuscumbia, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
6,075
Net Worth Ratio
13.99%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$111.3M
Peer Group 5
Members
6,075
as of latest quarter
Net Worth Ratio
13.99%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$111.3M
Total Shares
$96.8M
Total Loans
$37.9M
Net Worth Ratio
13.99%
≥7% = Well Capitalized
Members
6,075
Delinquency Rate (60d+)
0.20%
$76K
Loan-to-share ratio: 39.2%· healthy range 60–80%
Branch Locations
NCUAVALLEY CREDIT UNION
200 E 6TH ST, TUSCUMBIA, AL, 35674
MONDAY - THURSDAY 8:45 - 4:30 FRIDAY 8:45-5:00
VALLEY CREDIT UNION
111 LAUDERDALE ST NE, RUSSELLVILLE, AL, 35653
MONDAY - THURSDAY 8:45-4:30, FRIDAY 8:45-5:00
VALLEY CREDIT UNION
2500 AVALON AVE, MUSCLE SHOALS, AL, 35661
MONDAY - THURSDAY 8:45-4:30 FRIDAY 8:45-5:00
VALLEY CREDIT UNION
323 N NASHVILLE AVE, SHEFFIELD, AL, 35660
MONDAY-THURSDAY 8:45-4:30 FRIDAY 8:45-5:00
VALLEY CREDIT UNION
180 MAIN ST, CHEROKEE, AL, 35616
8:30 A.M. - 4:30 P.M. MON - THURS8:30 A.M. - 5:00 P.M. FRI
VALLEY CREDIT UNION
304 S PINE ST, FLORENCE, AL, 35630
8:45 A.M. - 4:30 P.M. MON-THURS8:45 A.M. - 5:00 P.M. FRIDAY
VALLEY CREDIT UNION
1472 HIGHWAY 72, KILLEN, AL, 35645
8:45 AM - 4:30 PM MON-TH 8:45 AM - 5;00 PM FRI
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/valley-al" target="_blank" rel="noopener">View VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.