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UTILITIES EMPLOYEES

Reading, PA · State Credit Union · Chartered in PA

Well Capitalized

Who can join

Type 99

Charter #64896Est. 1934RSSD: 7997

Members

64,013

Net Worth Ratio

15.60%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.51B

Peer Group 6

Members

64,013

as of latest quarter

Net Worth Ratio

15.60%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 14864, Reading, PA 19612

Chartered

1934

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.51B

Total Shares

$1.26B

Total Loans

$788.1M

Net Worth Ratio

15.60%

≥7% = Well Capitalized

Members

64,013

Delinquency Rate (60d+)

0.92%

$7.2M

Loan-to-share ratio: 62.5%· healthy range 60–80%

Branch Locations

NCUA

Utilities Employees Credit Union

11 Meridian Blvd, Wyomissing, PA, 19610

M,T,Th,F 8:00 am - 5:00 pm W 8:00 am - 3:30 pm

Main

NEPA Office Location

337 Clay Ave, Stroudsburg, PA, 18360

8AM - 5PM M, T, TR, F 8AM - 3:30PM - W 9AM - 12:00PM - Saturday

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.