UTILITIES EMPLOYEES
Reading, PA · State Credit Union · Chartered in PA
Who can join
Type 99
Members
64,013
Net Worth Ratio
15.60%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.51B
Peer Group 6
Members
64,013
as of latest quarter
Net Worth Ratio
15.60%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.51B
Total Shares
$1.26B
Total Loans
$788.1M
Net Worth Ratio
15.60%
≥7% = Well Capitalized
Members
64,013
Delinquency Rate (60d+)
0.92%
$7.2M
Loan-to-share ratio: 62.5%· healthy range 60–80%
Branch Locations
NCUAUtilities Employees Credit Union
11 Meridian Blvd, Wyomissing, PA, 19610
M,T,Th,F 8:00 am - 5:00 pm W 8:00 am - 3:30 pm
NEPA Office Location
337 Clay Ave, Stroudsburg, PA, 18360
8AM - 5PM M, T, TR, F 8AM - 3:30PM - W 9AM - 12:00PM - Saturday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/utilities-employees" target="_blank" rel="noopener">View UTILITIES EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.