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UTICA DISTRICT TELEPHONE EMPLOYEES

Utica, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Multiple select employee groups

Charter #11157Est. 1956RSSD: 676384

Members

1,669

Net Worth Ratio

31.99%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$40.0M

Peer Group 3

Members

1,669

as of latest quarter

Net Worth Ratio

31.99%

Well Capitalized

Institution Profile

NCUA

Address

2812 Genesee St, Utica, NY 13502

Chartered

1956

Branch Locations

2 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$40.0M

Total Shares

$27.9M

Total Loans

$16.2M

Net Worth Ratio

31.99%

≥7% = Well Capitalized

Members

1,669

Delinquency Rate (60d+)

0.35%

$57K

Loan-to-share ratio: 58.1%· healthy range 60–80%

Branch Locations

NCUA

CREDIT UNION LOT

2812 GENESEE ST, UTICA, NY, 13502

8-4

Main

fiserv

fiserv-portico, Frisco, TX, 75034

mon-fri 8-9 eastern time and sat til 4 eastern time

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.