🏦Bank Scorer

UTAH HERITAGE

Moroni, UT · State Credit Union · Chartered in UT

Well Capitalized

Who can join

Type 99

Charter #67076Est. 1969RSSD: 339193

Members

8,889

Net Worth Ratio

12.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$160.8M

Peer Group 5

Members

8,889

as of latest quarter

Net Worth Ratio

12.35%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 50, Moroni, UT 84646

Chartered

1969

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$160.8M

Total Shares

$138.9M

Total Loans

$111.1M

Net Worth Ratio

12.35%

≥7% = Well Capitalized

Members

8,889

Delinquency Rate (60d+)

1.87%

$2.1M

Loan-to-share ratio: 80.0%· healthy range 60–80%

Branch Locations

NCUA

MORONI OFFICE

84 W Main St, Moroni, UT, 84646

Lobby M-F 9-5 Drive Up 8:30-5

MainDrive-thru

EPHRAIM BRANCH

268 S MAIN St, EPHRAIM, UT, 84627

LOBBY M-F 9-5 DRIVE THRU 8:30-5 SAT 9-12

ATMDrive-thru

MT PLEASANT BRANCH

570 W HORSESHOE MOUNTAIN LN, MT PLEASANT, UT, 84647

M-F 9-5

ATMDrive-thru

GUNNISON OFFICE

520 S Main St, Gunnison, UT, 84634

M-F 9-5

MORONI OPERATIONS CENTER

62 W Main St, MORONI, UT, 84646

9:00-5:00 M-F

CU Answers

6000 28th St SE, Grand Rapids, MI, 49546-6927

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.