UTAH COMMUNITY
Provo, UT · Federal Credit Union · Chartered in UT
Who can join
Multiple / other
Members
268,370
Net Worth Ratio
10.47%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.86B
Peer Group 6
Members
268,370
as of latest quarter
Net Worth Ratio
10.47%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$3.86B
Total Shares
$3.40B
Total Loans
$3.16B
Net Income
$9.7M
Net Worth Ratio
10.47%
≥7% = Well Capitalized
Members
268,370
Return on Assets
0.25%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.19%
$6.1M
Loan-to-share ratio: 92.9%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
360 W 4800 N, Provo, UT, 84604
8:30 AM - 6:00 PM M-F 9:00 AM -2:00 PM Saturday
Freedom
1535 N Freedom Blvd, Provo, UT, 84604-2526
8:30 AM - 6:00 PM
South Orem
311 E 800 S, Orem, UT, 84097
8:30 AM - 6:00 PM
East Bay
1501 S 40 E, Provo, UT, 84606-7333
8:30 AM - 6:00 PM
American Fork
196 N West State Rd, American Fork, UT, 84003
8:30 AM - 6:00 PM
Spanish Fork
810 N Main St, Spanish Fork, UT, 84660
8:30 AM - 6:00 PM
Pleasant Grove
105 E State Rd, Pleasant Grove, UT, 84062-3612
8:30 AM - 6:00 PM
North Orem
305 W 800 N, Orem, UT, 84057
8:30 AM - 6:00 PM
Springville
724 N Main St, Springville, UT, 84663
8:30 AM - 6:00 PM
Payson
1012 W 800 S, Payson, UT, 84651
8:30 AM - 6:00 PM
16 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/utah-community" target="_blank" rel="noopener">View UTAH COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.