🏦Bank Scorer

UTAH COMMUNITY

Provo, UT · Federal Credit Union · Chartered in UT

LICUWell Capitalized

Who can join

Multiple / other

Charter #10709Est. 1955RSSD: 186883

Members

268,370

Net Worth Ratio

10.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.86B

Peer Group 6

Members

268,370

as of latest quarter

Net Worth Ratio

10.47%

Well Capitalized

Institution Profile

NCUA

Address

360 W 4800 N, Provo, UT 84604

Chartered

1955

Branch Locations

26 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.86B

Total Shares

$3.40B

Total Loans

$3.16B

Net Income

$9.7M

Net Worth Ratio

10.47%

≥7% = Well Capitalized

Members

268,370

Return on Assets

0.25%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.19%

$6.1M

Loan-to-share ratio: 92.9%· healthy range 60–80%

Branch Locations

NCUA

Headquarters

360 W 4800 N, Provo, UT, 84604

8:30 AM - 6:00 PM M-F 9:00 AM -2:00 PM Saturday

MainATM

Freedom

1535 N Freedom Blvd, Provo, UT, 84604-2526

8:30 AM - 6:00 PM

ATMDrive-thru

South Orem

311 E 800 S, Orem, UT, 84097

8:30 AM - 6:00 PM

ATMDrive-thru

East Bay

1501 S 40 E, Provo, UT, 84606-7333

8:30 AM - 6:00 PM

ATMDrive-thru

American Fork

196 N West State Rd, American Fork, UT, 84003

8:30 AM - 6:00 PM

ATMDrive-thru

Spanish Fork

810 N Main St, Spanish Fork, UT, 84660

8:30 AM - 6:00 PM

ATMDrive-thru

Pleasant Grove

105 E State Rd, Pleasant Grove, UT, 84062-3612

8:30 AM - 6:00 PM

ATMDrive-thru

North Orem

305 W 800 N, Orem, UT, 84057

8:30 AM - 6:00 PM

ATMDrive-thru

Springville

724 N Main St, Springville, UT, 84663

8:30 AM - 6:00 PM

ATMDrive-thru

Payson

1012 W 800 S, Payson, UT, 84651

8:30 AM - 6:00 PM

ATMDrive-thru

16 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.