🏦Bank Scorer

USALLIANCE

Rye, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Multiple / other

Charter #17587Est. 1966RSSD: 451189

Members

194,175

Net Worth Ratio

8.30%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.37B

Peer Group 6

Members

194,175

as of latest quarter

Net Worth Ratio

8.30%

Well Capitalized

Institution Profile

NCUA

Address

411 Theodore Fremd Ave, Suite 350, Rye, NY 10580

Chartered

1966

Branch Locations

8 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.37B

Total Shares

$2.56B

Total Loans

$3.00B

Net Income

$5.2M

Net Worth Ratio

8.30%

≥7% = Well Capitalized

Members

194,175

Return on Assets

0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.56%

$16.7M

Loan-to-share ratio: 117.2%· healthy range 60–80%

Branch Locations

NCUA

USAlliance Federal Credit Union

411 Theodore Fremd Ave, Rye, NY, 10580

M-F 8:15- 5:00

MainATM

Medford

71 Station Lndg, Medford, MA, 02155-5191

M,T,Wed 9:00 AM-5:00 PM Thu 9:00 AM- 7:00 PM Fri 9:00 AM-4:00 PM Sat 9:00 AM- 1:00 PM

Ellenville

7500 Route 209, Napanoch, NY, 12458

Monday: 10:00AM to 7:00PM Tuesday: 10:00AM to 7:00PM Wednesday: 10:00AM to 7:00PM Thursday: 10:00AM to 7:00PM Friday: 10:00AM to 7:00PM Saturday: 10:00AM to 4:00PM Sunday: 11:00AM to 3:00PM

ATM

West Haven Atwood Place

1 Atwood Pl, West Haven, CT, 06516-2047

Monday: 8:00AM to 4:00PM Tuesday: 8:00AM to 4:00PM Wednesday: 8:00AM to 4:00PM Thursday: 8:00AM to 5:00PM Friday: 8:00AM to 4:00PM Saturday: 9:00AM to Noon

Port Chester

555 Boston Post Rd, Port Chester, NY, 10573

8:30- 5:00 M,T,W,F8:30-7:00 Th9:00-1:00 S

ATM

Pepsi Purchase

700 Anderson Hill Rd, Purchase, NY, 10577-1401

Monday 8AM to 4PMTuesday 8AM to 4PMWednesday 8AM to 4PMThursday 8AM to 4PMFriday 8AM to 4PM

Bethex

20 E 179th St, Bronx, NY, 10453-4770

Monday - Friday: 9:00 AM - 4:15 PMSaturday: 9:00 AM - 2:00 PM

ATM

Chelmsford

300 Apollo Dr, Chelmsford, MA, 01824-3629

8:15 AM-5:00 PM M-F

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.