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URBAN EMPOWERMENT

New York, NY · Federal Credit Union · Chartered in NY

LICU MDIWell Capitalized

Who can join

Multiple / other

Charter #20060Est. 1970RSSD: 522285

Members

70

Net Worth Ratio

11.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$372K

Peer Group 1

Members

70

as of latest quarter

Net Worth Ratio

11.35%

Well Capitalized

Institution Profile

NCUA

Address

215 Park Row Ste. 1, New York, NY 10038-1149

Chartered

1970

Branch Locations

2 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$372K

Total Shares

$188K

Total Loans

$18K

Net Worth Ratio

11.35%

≥7% = Well Capitalized

Members

70

Loan-to-share ratio: 9.4%· healthy range 60–80%

Branch Locations

NCUA

Urban Empowerment Federal Credit Union

215 Park Row Ste 1, New York, NY, 10038-1149

M-F, 9am - 5pm

Main

The Finest Federal Credit Union

215 Park Row Ste 2, New York, NY, 10038

M-Th; 9A to 3P F; 9A to 1P

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.