URBAN BEGINNINGS CHOICE
Fort Wayne, IN · Federal Credit Union · Chartered in IN
Who can join
Multiple / other
Members
291
Net Worth Ratio
10.58%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.8M
Peer Group 1
Members
291
as of latest quarter
Net Worth Ratio
10.58%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.8M
Total Shares
$1.3M
Total Loans
$720K
Net Worth Ratio
10.58%
≥7% = Well Capitalized
Members
291
Delinquency Rate (60d+)
1.41%
$10K
Loan-to-share ratio: 56.2%· healthy range 60–80%
Branch Locations
NCUAUrban Beginnings Choice FCU
1830 Wayne Trce, Fort Wayne, IN, 46803-2657
Monday 1:00 p.m. - 4;30 p.m. Wednesday 1:00 p.m. - 4:30 p.m. Friday 1:00 p.m. - 4:30 p.m.
Public Service CU
4025 W Jefferson Blvd, Fort Wayne, IN, 46804-6813
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/urban-beginnings-choice" target="_blank" rel="noopener">View URBAN BEGINNINGS CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.