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UPSTATE MILK EMPLOYEES

Lancaster, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Co-operative or credit union

Charter #20547Est. 1971RSSD: 100580

Members

442

Net Worth Ratio

10.18%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.5M

Peer Group 2

Members

442

as of latest quarter

Net Worth Ratio

10.18%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 268, Lancaster, NY 14086-0268

Chartered

1971

Branch Locations

1 location

Membership Eligibility

Co-operative or credit union

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.5M

Total Shares

$2.2M

Total Loans

$879K

Net Worth Ratio

10.18%

≥7% = Well Capitalized

Members

442

Delinquency Rate (60d+)

3.73%

$33K

Loan-to-share ratio: 39.2%· healthy range 60–80%

Branch Locations

NCUA

Upstate Milk Employess FCU

368 Pleasant View Dr, Lancaster, NY, 14086-1316

Monday - Friday 10:00 am- 3:00 pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.