🏦Bank Scorer

UNITY CATHOLIC

Parma, OH · Federal Credit Union · Chartered in OH

LICUWell Capitalized

Who can join

Single employer group

Charter #4966Est. 1942RSSD: 156774

Members

9,125

Net Worth Ratio

8.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$98.7M

Peer Group 4

Members

9,125

as of latest quarter

Net Worth Ratio

8.90%

Well Capitalized

Institution Profile

NCUA

Address

5839 Ridge Road, Parma, OH 44129

Chartered

1942

Branch Locations

2 locations

Membership Eligibility

Single employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$98.7M

Total Shares

$89.4M

Total Loans

$62.2M

Net Income

$76K

Net Worth Ratio

8.90%

≥7% = Well Capitalized

Members

9,125

Return on Assets

0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.88%

$547K

Loan-to-share ratio: 69.6%· healthy range 60–80%

Branch Locations

NCUA

St Charles Office

5839 Ridge Rd, Parma, OH, 44129-3165

Monday - Thursday 10:00 am to 5:00 pm; Friday 10:00 am to 6:00 pm; Saturday 10:00 am - 1:00 pm

MainATMDrive-thru

Brunswick Office

1500 Pearl Rd, Brunswick, OH, 44212

Monday,Tuesday & Thursday 10:00 am to 5:00 pm; Friday 10:00 am to 6:00 pm; Saturday 10:00 am to 1:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.