🏦Bank Scorer

UNITED POLES

Perth Amboy, NJ · Federal Credit Union · Chartered in NJ

Adequately Capitalized

Who can join

Multiple / other

Charter #16577Est. 1965RSSD: 769183

Members

2,164

Net Worth Ratio

6.89%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$72.7M

Peer Group 4

Members

2,164

as of latest quarter

Net Worth Ratio

6.89%

Adequately Capitalized

Institution Profile

NCUA

Address

412 New Brunswick Ave, Perth Amboy, NJ 08861

Chartered

1965

Branch Locations

3 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$72.7M

Total Shares

$66.9M

Total Loans

$59.6M

Net Worth Ratio

6.89%

≥7% = Well Capitalized

Members

2,164

Delinquency Rate (60d+)

1.20%

$715K

Loan-to-share ratio: 89.0%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

412 NEW BRUNSWICK AVE, PERTH AMBOY, NJ, 08861

MON-WED 9AM- 2PM THU-FRI 11AM-7PM SAT 9AM-12PM

Main

LINDEN BRANCH

1161 W SAINT GEORGES AVE, LINDEN, NJ, 07036

MON-WED 9AM-2PM THU-FRI 11AM-7PM

EAST BRUNSWICK BRANCH

111 MAIN ST STE 2, EAST BRUNSWICK, NJ, 08816

MON-WED 9-2, THU-FRI 11-7, SAT 9-12

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.