UNITED HERITAGE
Austin, TX · State Credit Union · Chartered in TX
Who can join
Type 99
Members
83,638
Net Worth Ratio
10.06%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.68B
Peer Group 6
Members
83,638
as of latest quarter
Net Worth Ratio
10.06%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.68B
Total Shares
$1.34B
Total Loans
$1.25B
Net Worth Ratio
10.06%
≥7% = Well Capitalized
Members
83,638
Delinquency Rate (60d+)
0.93%
$11.6M
Loan-to-share ratio: 92.8%· healthy range 60–80%
Branch Locations
NCUAUnited Heritage Plaza
12515 Research Blvd Bldg 5, Austin, TX, 78759-2247
M-F 8a - 5p
Southwest Austin
5011 W Slaughter Ln Bldg 1, Austin, TX, 78749
Lobby M-F 9a-5p Sa 9a-2p Drive Thru Self Serve ATM 24hrs
Round Rock
301 Mays Xing, Round Rock, TX, 78664-6787
Lobby M - F 9a - 5p Sat 9a - 2pDrive thru M-F 8:30a-6:00p Sat 9a-2p
Georgetown
12 Waters Edge Cir, Georgetown, TX, 78626
Lobby M - F 9a - 5p Sat 9a - 2pDrive thru M-F 8:30a-6:00p Sat 9a-2p
Cedar Park
1801 E Whitestone Blvd, Cedar Park, TX, 78613-7425
Lobby M-F 9a-5p Sa 9a-2p DT M-F 8:30a-6p Sa 9a-2p
Lakeway
3317 Ranch Road 620 S, Austin, TX, 78738
Lobby M-F 9a-5p DT M-F 8:30a-6p Sa 9a-2p
Central Tyler
522 S Broadway Ave, Tyler, TX, 75702
Lobby M - F 9a - 5p, Sat 9am - 2pm Drive Thru Self Serve ATM 24hrs
Kyle
5029 Kyle Center Dr, Kyle, TX, 78640
Lobby M - F 9a - 6p Sat 9a - 2p Drive Thru Self Service ATM 24 hrs
River Place
10815 Ranch Road 2222, Austin, TX, 78730
Lobby M-F 9a-5p DT M-F 8:30a-5:30p Sa 9a-2p
Southwest Tyler
7586 Old Jacksonville Hwy, Tyler, TX, 75703
Lobby M-F 9a-5p, Sa 9a-2p DT ATM 24/7
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/united-heritage" target="_blank" rel="noopener">View UNITED HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.