UNITED COMMUNITY
Houston, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
13,596
Net Worth Ratio
11.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$127.0M
Peer Group 5
Members
13,596
as of latest quarter
Net Worth Ratio
11.89%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$127.0M
Total Shares
$112.6M
Total Loans
$88.5M
Net Worth Ratio
11.89%
≥7% = Well Capitalized
Members
13,596
Delinquency Rate (60d+)
0.77%
$681K
Loan-to-share ratio: 78.6%· healthy range 60–80%
Branch Locations
NCUASummerwood Financial Center
13700 E Sam Houston Parkway N, Houston, TX, 77044
Drive Thru: 7:00am- 6:00pm Lobby Hours : M, T, W, F 7:00am-5:00pm; Th: 7:00 am- 6:00 pmSat 9:00am-1:00pm
Galena Park Financial Center
1700 16th St, Galena Park, TX, 77547
Lobby Hours : M, T, W, F 7:00am-5:00pm; Th: 7:00 am- 6:00 pmSat 9:00am-1:00pm
Normandy Financial Center
771 Normandy St, Houston, TX, 77015-3467
Drive Thru: 7:00am- 6:00pm Lobby Hours : M, T, W, F 7:00am-5:00pm; Th: 7:00 am- 6:00 pmSat 9:00am-1:00pm
Crosby Financial Center
14028 FM 2100 Rd, Crosby, TX, 77532
Drive Thru: 7:00am- 6:00pm Lobby Hours : M, T, W, F 7:00am-5:00pm; Th: 7:00 am- 6:00 pmSat 9:00am-1:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/united-community-tx" target="_blank" rel="noopener">View UNITED COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.