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UNION SQUARE

Wichita Falls, TX · State Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68664Est. 1957RSSD: 667382

Members

35,371

Net Worth Ratio

8.25%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$599.4M

Peer Group 6

Members

35,371

as of latest quarter

Net Worth Ratio

8.25%

Well Capitalized

Institution Profile

NCUA

Address

1401 Holliday, Wichita Falls, TX 76301

Chartered

1957

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$599.4M

Total Shares

$549.3M

Total Loans

$437.2M

Net Worth Ratio

8.25%

≥7% = Well Capitalized

Members

35,371

Delinquency Rate (60d+)

1.32%

$5.8M

Loan-to-share ratio: 79.6%· healthy range 60–80%

Branch Locations

NCUA

Downtown Office

1401 Holliday St, Wichita Falls, TX, 76301-7108

Lobby hours: M-F 8:30 am - 4:30 pm Drive-thru hours: M-F 8:00 am - 6:00 pm Sat 8:00 am - 12:00 noon

MainATMDrive-thru

Sheppard AFB

427 2nd Ave, Sheppard AFB, TX, 76311-3040

Lobby Hours: M-F 8:30 am - 4:30 am

ATM

Kemp Street

2903 Kemp Blvd, Wichita Falls, TX, 76308-1016

Lobby hours: M-F 8:30 am - 4:30 pm Drive-thru hours: M-F 8:00 am - 6:00 pm Sat 8:00 am - 12:00 noon

ATMDrive-thru

Burk Office

909 W Kramer Rd, Burkburnett, TX, 76354-2641

Lobby Hours: M-F 8:30 am - 4:30 pm Drive-thru Hours: M-F 8:00 am - 6:00 pm Sat 8:00 am - 12:00 noon

ATMDrive-thru

Lending Center

2903 Kemp Blvd Ste 200, Wichita Falls, TX, 76308

8:30-5:00 M-F

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.